What is the commission of a DSA in India?

DSA commission in India can range from 0.25% to 3% of the disbursed loan amount. The exact rate depends on the loan product and lender type. Personal loans and fintech products have higher percentages.

How much commission do banks give to DSAs?

Banks generally offer 0.5% to 2% of the disbursed amount. Rates vary based on the loan product and the DSA's monthly sourcing volume with the bank.

What is NBFC DSA commission rate?

NBFCs typically offer 1% to 3.5% on disbursed amounts. Some fintech lenders can go higher on specific loans.

How is DSA commission calculated?

DSA Commission = Disbursed Loan Amount × Commission Rate. For a ₹5 lakh personal loan at 2%, the payout is ₹10,000. The payout is calculated only on the disbursed amount, not the sanctioned amount.

Is DSA commission fixed or variable?

DSA commission in India is variable. The rate depends on the product, lender type and sourcing volume. Higher volumes and better borrower quality typically lead to better rates.

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DSA Commission Structure in India (2026)

Understand how DSA agents earn in India with detailed insights into commission structures, payout models, and income potential in 2026.

Anjali Singh

Assistant Manager

Published Date:Apr 2, 2026

Updated Date:Apr 2, 2026

Frequently Asked Questions

Anjali Singh

Assistant Manager

Hey there, I'm Anjali Singh. With over 6 years of experience in finance, I specialize in creating content on banking, loans, and financial planning. My goal is to simplify complex financial topics and help readers make informed decisions through my articles.

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