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Planning your dream wedding is exciting but worried about the expenses? A wedding loan can help you create unforgettable memories without straining your finances.
Whether it’s the venue, wedding gown, or honeymoon trip, a wedding loan ensures all your expenses are covered. With easy access to funds and all repayment flexibility, you can focus only on celebrating love while we can take care of the rest.
Are you ready to live your wedding? Let's take a peek at how a loan for marriage can make all your wedding dreams come true!
Features & Benefits of Marriage Loan
Attractive Interest Rates
The interest rates are nominal to avoid repayment burden.Minimal Documentation
Only PAN, Aadhar, and Bank Statements are required for approval.Quick Disbursal
The loan is disbursed into the bank account within 24 hours of approval.No Collateral
No need to pledge any asset as collateral to avail Marriage Loan.What is a Marriage Loan?
Marriage loans (also referred to as wedding or shadi loans) are unsecured personal loans that may be used for your wedding. Whether you need money for the venue, catering, decorations, or even the honeymoon, this is the financial choice to make all of these happen on your big day.

Eligibility Criteria to Apply for Wedding Loan Online
You must follow the eligibility criteria to get a shadi loan to finance your dream wedding. Here are the eligibility criteria that you need to follow to be eligible for a marriage loan:

Documents required for a Wedding Loans
Lenders require the following documents from the applicant as proof to assess their identity, place of residence, income, and repayment capacity to approve a wedding loan
- Proof of Identity: Aadhar Card, Voter ID., Passport, PAN card (Anyone)
- Proof of Address: Utility bill-Electricity bill, Gas bill, Telephone bill, Identity proof (Any one)
- Latest salary slips
- Employment proofs
- The last 3 Months' bank account statement
- Latest ITR or Form 16
-
Additional Documentation:

How to Apply for a Wedding Loan

Which Banks to Prefer for Wedding Loans
Different banks provide marriage loans at varied rates of interest. Here are a few of the top banks that provide marriage loans at an affordable rate of interest.
Bank |
Rate Of Interest |
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10.65% |
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10.49% |
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10.95% |
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10.75% |
Marriage Loan in EMI Calculator
A marriage loan EMI calculator is an online tool that helps the borrower calculate budget-friendly EMIs for marriage loans. To get your easy EMIs, you need to enter the basic details related to a marriage loan which are the loan amount, repayment tenure, and the marriage loan rate of interest. With the output of the calculator, you can calculate your EMI instantly. The EMI calculator helps you to plan your budget so that you can repay the amount in time for the marriage loan.
Dos and Don’ts of a Marriage Loan
Planning a wedding is very exciting, but challenging in managing the finances. Here are the things you should do and not do while applying for a marriage loan online in India.
Dos | Don’ts |
---|---|
Do plan your Budget Requirements: Create a long list of all expenses for the wedding, including the venue, catering, dresses, and other related expenses. This will give an accurate estimate of how much you need to borrow. | Don’t Borrow More Than Necessary: Borrowing what you desire might seem the most fulfilling, where you indulge in whatever you'd like to splurge on, but eventually, it will lead to more pressure on your finances and greater interest costs. |
Compare Lenders for Best Rates: Research a few lenders in advance so that you will know what interest rates, terms, and other benefits may await you. Use various online tools and platforms to help you compare these options and find the best deal. | Charges should always be applied without exception: You must be aware of processing charges, the penalty for delayed payments, and any other hidden charges that may add a considerable difference to the final cost of the loan. |
Select the Repayment Schedule that Works Best for You: Select a tenure and the EMI amount that you can afford in your regular monthly scheme to avoid post-wedding financial stress. | Don’t Stretch the Tenure Too Long: The shorter the tenure, the more the EMI but the lesser the total interest paid. There is a tenure, which will provide an optimum balance between being pocket-friendly and cost-effective. |
Do Check Your Credit Score: A good credit score generally equates to lower interest rates. Ensure that your credit report is error-free and work on getting it corrected if required, before applying for the loan. | Don't Blindly Leap the Fine Print Reading: Carefully read the terms and conditions. Understand prepayment options, penalties, and other relevant terms before signing on. |
Do Not Dilute Your Emergency Funds: Make sure you do not spend all your savings as you might require some amount at any time due to an unexpected wedding expense or later on. | Don't forget the plan for post-wedding expenses: We then consider the potential costs that might arise for us after getting married, such as rent, honeymoon, or relocation, and we take into account if these costs will compromise our ability to pay back the loan. |
Dos | Don’ts |
---|---|
Do plan your Budget Requirements | Don’t Borrow More Than Necessary |
Compare Lenders for Best Rates | Charges should always be applied without exception |
Select the Repayment Schedule that Works Best for You | Don’t Stretch the Tenure Too Long |
Do Check Your Credit Score | Don't Blindly Leap the Fine Print Reading |
Carefully Spend Your Emergency Funds | Don't forget the plan for post-wedding expenses |
Take the next step toward your perfect wedding
Why Choose Our Marriage Loan from My Mudra?
- Flexible Repayment Option: Choose a repayment plan that suits your budget
- Quick Approval: Fast and hassle-free processing so you can enjoy your wedding without financial worries
- Cover all marriage expenses: From venue, catering, decorations, or honeymoon all the marriage expenses will be covered
- No collateral: You need not show any asset as collateral to get a marriage loan
- Minimal Documentation: With an Aadhar card, PAN card, and bank statements you can get your instant marriage loan
- Low Interest Rates: At competitive interest rates on marriage loans we make your marriage affordable for you.

Frequently Asked Questions on Marriage Loan
What is Marriage Loan Interest Rate?
The interest rate for the Marriage Loan is 10.25% R.O.I.
Is Marriage Loan rate of Interest rate higher for salaried employees?
There is no such difference in the interest rate for salaried and self employed people availing Wedding Loan.
What are the documents required for a marriage loan?
A person needs PAN Card, Aadhaar Card, 750+ CIBIL Score for marriage loan.
Can I apply for marriage loan online?
There are many platforms like My Mudra who are providing Marriage Loan online.
What is the time period for repayment of marriage loan?
A person can repay Personal Loan in 12 months to 36 months.
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