Personal Loan for 25000 Salary - Quick Approval & Disbursal!
Dealing with the shortage of amount for an urgency? The personal loan offers self-reliable instant access to funds. With minimal requirements, get the swift disbursal to meet your needs.
Last Updated: 14 April 2025

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Wondering whether to proceed with a personal loan on 25000 salary or not? Check out the EMIs on the desired loan amount with the Personal Loan EMI Calculator and decide for yourself.
Personal Loan For 25000 Salary
The requirement of funds can come unannounced with quick fulfilment. Personal loans offer an effective solution to handle such situations. They can be availed to utilise funds for urgent needs such as medical emergencies, buying gadgets, funding holidays, wedding expenditures, and others. My Mudra offers personal loans quickly and easily. You can opt for a personal loan on 25000 salary to meet any of your needs without stressing over the finances.

Key Features and Benefits of Personal Loan for 25k Salary
Flexibility:
The applicant can choose from a wide range of tenures and repayment schedules. The tenure ranges from 12 to 84 months.
Collateral-free:
These loans do not come with the risk of losing property or essential assets.
Competitive interest rates:
The interest rate for personal loan on 25000 salary is about 9.99% per annum to ensure that there is no high financial burden on the applicant.
Quick access to funds:
Personal loans come with a quick disbursal option. It offers access to funds within hours to meet needs.
Less documentation:
The required documents include basic requirements such as ID and income proof and bank statements.
Limitless usage:
Usage of personal loans depends solely on you to fulfil any urgent expense.
25000 Salary Personal Loan Eligibility Criteria
Availing of a personal loan requires meeting the following minimal criteria:
Eligibility Criteria | Details |
---|---|
Age | Applicant must be aged between 21 to 58 years |
Income: | The minimum monthly income must be INR 20000 |
CIBIL score: | The credit score should be 700 or higher |
Documents Required for Personal Loan on 25000 Salary
The document requirements for the personal loan are:
- Identity Proof: This includes the submission of Aadhaar and PAN cards as KYC documents.
- Income Proof: Applicants need to submit the previous six months’ bank account statement and the latest three months’ salary slips
- Photograph: Submit recent passport-sized photo
Process of Personal Loan for 25k Salary?

Fees and Charges - Personal Loan for 25000 Salary
The fees and charges associated with personal loans are as follows:
Particulars |
Charges |
---|---|
Processing Fee | 0.5% to 4% of the loan amount |
Pre-payment/Part-payment/Foreclosure Charges | No charges for floating rate loans 2%-5% on the principle outstanding for fixed-rate loans |
Stamp Duty | Depending on actuals |
Legal Fees | Depending on actuals |
EMI/Cheque Bounce | Approximately ₹400 per bounce |
(Note: Actual charges may vary based on the lender’s policies.)
Why Choose My Mudra for a Personal Loan on 25000 Salary?
The choice of personal loan requires detailed consideration. Find the best offerings and provisions as enlisted here:
- Comparative Access: Applying for a personal loan involves comparing different lenders to find the best deal suited for you. My Mudra does this by providing comparative access to over 20 partner banks and NBFCs to find the low interest rate-based loans.
- Smooth Process: The process is online and involves simple steps to apply for the loan.
- Quick Approval: The overall loan application process at My Mudra is not at all tedious. Rather, you can expect speedy loan approval.
- Authorised Financial Institutes: The personal loans at My Mudra do not involve hidden charges. Besides, all the essential ones are already listed.
- Complete Transparency: No hidden charges—everything is clear and upfront in this trustworthy loan application process.
- Paperless Process: The overall process is completely online, eliminating the need to visit the bank.

FAQs on Personal Loan for 25000 Salary
How much personal loan can I get on 25000 salary?
The personal loan amount varies according to the lender’s policies, credit score, and existing debts. My Mudra offers access to over 20 partner banks and NBFCs to obtain low interest rate based loans.
What is a Personal loan EMI calculator for 25000 salary?
The personal loan EMI calculator is an online tool. It allows for checking the EMIs on the desired principal amount and loan tenure at the applicable interest rate. The calculator helps with financial planning so that the loans do not impact the existing budget.
What are the best banks & NBFCs for personal loans on 25000 salary?
The best institutes for personal loans include HDFC Bank, State Bank of India and Kotak Mahindra Bank.
Is the personal loan on 25000 salary secured?
The personal loan on 25000 salary is unsecured. This means that the loan does not involve any collateral.
Is the personal loan available on the salary received in cash?
Yes, certain financial institutes offer personal loans on cash salary. However, it can be associated with the requirement of other documentation.
Hear from our Personal Loan customers
Sunita Singh
Verified CustomerI needed urgent help for my sister’s treatment, but my ₹25,000 salary kept getting me rejected. My Mudra said yes without hesitation. I’ll never forget that.
Ravi Pandey
Verified CustomerWith a salary of ₹25,000, I didn't have too many choices. But My Mudra gave me hope and timely approval. Their customer support was extremely helpful and responsive throughout.
Kanika Rajput
Verified CustomerMy Mudra processed my request for a personal loan professionally and without judgment. Despite my ₹25K salary, they helped me get the best offer. Thanks for making it easy!
Praveen Gupta
Verified CustomerI required money for home maintenance, and My Mudra sanctioned my loan even though I have a small salary. The process was easy, and I received the funds within 2 days.
Prashant Pal
Verified CustomerMy Mudra really knows about salaried individuals like us. I was amazed to receive a loan on ₹25,000 salary without guarantor or collateral. Wonderful experience overall.