Explore, Compare, and Invest in the Best Mutual Funds in India – All in One Place
Get set for an online mutual fund investment journey that will be transparent and streamlined. My Mudra partners with the mutual fund companies in India. Discover the best mutual fund plans specific to your goals.
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Low Risk Mutual Funds
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High Return Mutual Funds
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100% Online Process
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SIP Calculator – Plan Smart, Invest Smarter
What is Mutual Fund?
Let's first understand 'What is mutual fund in simple words?'
A mutual fund is a pooled investment approach that collects money from numerous investors to invest in a diversified portfolio of bonds, stocks, or other securities. Professionals manage a mutual fund and give investors the chance to earn returns. They minimise risk through diversification.
My Mudra is your go-to digital partner to optimise your portfolio with high return mutual funds.
Why Invest in Mutual Funds?
Investing in mutual funds in India is one of the smartest ways to grow your wealth over time. Here’s why:
- Diversification lowers risk
- Professionally managed portfolios
- Options for every risk profile (from low risk mutual funds to aggressive equity funds)
- Transparent and regulated
- Flexible investment modes like SIP investment plans
Did You Know?
As of January 2025, there were 5.33 crore mutual fund investors in India. The number of investors has been growing rapidly, and it reached 50.1 million (5.01 crore) by the end of September 2024.
Features of Mutual Funds
- Flexible Investment Amounts: Start with as low as ₹500/month through SIPs
- Choice of Plans: Choose from direct vs regular mutual funds
- Liquidity: Redeem when you need, with ease
- Tax-saving Options: Invest in tax saving mutual funds under 80C
- Transparent Returns: Track your mutual fund returns in real-time
- Goal-based Investing: For retirement, education, or wealth creation
Types of Mutual Funds We Offer
At My Mudra, we partner with leading mutual fund companies in India to offer a wide range of the best mutual funds in India. We categorise them by your needs and risk appetite:
| Type of Mutual Fund | Description |
|---|---|
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Equity Funds |
For long-term growth and higher returns |
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Debt Funds |
Ideal for low-risk, stable income |
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Hybrid Funds |
A balanced mix of equity and debt |
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ELSS Mutual Funds |
Popular tax saving mutual funds |
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Liquid Funds |
Short-term parking of funds with quick liquidity |
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Index Funds |
Passive investing made easy |
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Thematic & Sectoral Funds |
For targeted investing based on themes or specific sectors |
How the SIP Calculator Works?
- Enter your monthly SIP amount
- Set your investment duration
- Choose your expected rate of return
- View your estimated mutual fund returns instantly
Tip:
SIPs make mutual fund investing easy and disciplined. They also help average out market volatility.
Tax Benefits of Mutual Funds
| STCG | LTCG | |||
|---|---|---|---|---|
| Fund Categories | Pre-Budget 2024 | Post-Budget 2024 | Pre-Budget 2024 | Post-Budget 2024 |
| Indian Equity Funds/ETFs & Equity-oriented hybrids | 15% (if held for less than 1 year) | 20% (if held for less than 1 year) | 10% (on gains above Rs 1 lakh if held for over 1 year) | 12.5% (on gains above Rs 1.25 lakh) if held over 1 year |
| Debt funds/ETF & debt-oriented hybrids* | Slab Rate | Slab Rate | Slab Rate | Slab Rate |
| Debt funds/ETF & debt-oriented hybrids* | Slab Rate | Slab Rate | Slab Rate | Slab Rate |
| All FOFs (that hold less than 65% in debt)International/gold funds/ETFs** | Slab Rate | Slab Rate if held for less than 2 years. | Slab Rate | 12.5% if held for over 2 years |
Did You Know?
ELSS offers both tax-saving and potential wealth growth!
The Process of Online Mutual Fund Investment is Easy
With My Mudra, your journey from discovery to investment is seamless and 100% digital:
- Sign up in minutes
- Compare the best mutual fund plans
- Use Tools like our mutual fund calculator and filters
- Invest Online via SIP or lump sum
- Track Your Returns anytime, anywhere
Why Choose My Mudra?
- Trusted Financial Partners: Trusted partnerships with top banks and NBFCs
- Diverse Investment Options: Access to a wide range of mutual fund investment benefits
- Beginner & Expert Friendly: Suitable for both beginners & experienced investors
- Clear Fund Comparison: Transparent fund comparison
- 100% Digital Process: Completely digital & user-friendly process
Our Trusted Partners
We collaborate with top mutual fund companies and financial institutions to offer you a wide range of reliable and high-performing plans. Some of our partners include:
What Do Clients Feel About My Mudra
Praveen Gupta
Verified Customer“I’ve been trading for the last 5 years, and I love the transparency of My Mudra. I can track my portfolio and potential investments with just a tap.”
Ravi Pandey
Verified Customer“My Mudra is a great all-in-one platform. I can calculate my SIP as well as compare the best mutual fund options in the same space.”
Kanika Rajput
Verified Customer“It is so easy to set up with My Mudra. It took me approximately 3-4 minutes to create my profile and begin my trading journey.”
Sunita Singh
Verified Customer“I recently started investing, and My Mudra’s user-friendly interface makes investing in MF so simple and easy.”
Aditya Khare
Verified Customer“My Mudra’s regular reminders and expert insights have helped me stay consistent with my SIPs.”
Frequently Asked Questions (FAQs)
How to invest in mutual funds?
The process of investing in online mutual funds is simple and fast. Choose a fund, compare plans on My Mudra, use the SIP calculator, complete KYC, and start investing online in just a few clicks.
What are mutual funds and how do they work?
Mutual funds are monetary tools that combine the capital of several participants to buy stocks, bonds, and other assets. Professionally managed, they provide diversification, accessibility, and possible rewards dependent on fund type and market performance.
How to start investing in mutual funds in India?
Complete your KYC, choose a mutual fund, compare options on platforms like My Mudra, and start investing online via SIP or lump sum.
Which mutual fund is best for beginners?
Balanced or hybrid funds are ideal for beginners as they offer moderate risk with diversified exposure to both equity and debt.
What is SIP in mutual fund?
A Systematic Investment Plan (SIP) encourages long-term, disciplined investing by allowing you to make monthly, fixed-amount investments in mutual funds.