Loan Against Securities

Apply for Instant Loan Against Securities at Competitive Interest Rates

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10k+ Users

Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.

Turn your idle investments into active financial power with our Loan Against Securities (LAS). No need to sell your valuable holdings.

Quick Disbursals

Attractive Interest Rates

Flexible Repayment Options

No Selling of Investments

Last Updated: 30-04-2026

Trusted Nationwide

4.5

+12%

10K

Customers

Active users

+5%

70+

Banks

Partner banks

+8%

170

Branches

Nationwide

Quick Guide

What is a Loan Against Securities?

A Loan Against Securities is a secured loan where you pledge your financial assets as collateral to receive funds. The assets can include Shares, Mutual funds, Bonds, Insurance policies.

This facility enables you to access liquidity without having to sell your investments. It is a way to monetise your portfolio while continuing to benefit from market gains. This form of securities loan is ideal for people who need short-term liquidity. It is for those who do not want to disrupt their long-term financial plans.

Loan Against Securities EMI Calculator

Loan Details

Loan Amount

₹

₹1,000₹100,000,000

Interest Rate

1%50%

Tenure

months

6 months180 months

Results

Monthly EMI

₹23537

Total Payable

₹564882

Interest Amount

₹64882

11.5%

Key Features of Loan Against Securities

Instant Loan Approval

Get an instant loan against securities through a fully digital process.

Attractive Interest Rates

Enjoy competitive loan against securities interest rates, often lower than unsecured loans or credit cards.

No Prepayment Charges

Repay the loan anytime without penalty.

Flexible Tenure

Choose repayment periods that suit your financial goals.

Retain Ownership

Continue to earn dividends and capital appreciation while your securities are pledged.

Wide Range of Acceptable Securities

It can include a loan against shares, a loan against mutual funds, bonds, insurance policies, and ETFs.

Overdraft Facility

Withdraw only the amount you need and pay interest only on what you use.

Simple Application Process

How to Apply for a Loan Against Securities

Here's a simple step-by-step process to get started:

Step 1

Check Eligibility: Review the basic requirements.

Step 2

Submit Application: Fill out the loan application online or offline.

Step 3

Upload/Submit Documents: KYC, bank statement, and proof of securities.

Step 4

Pledge Securities: Authorise the pledge of shares, mutual funds, or other approved assets.

Step 5

Loan Approval & Disbursal: Once verified, funds are credited to your account—often on the same day!

Eligibility

Eligibility Criteria for Loan Against Securities

To avail of a loan against securities in India, you must meet the following criteria:

Age

Between 18 and 70 years.

Nationality

Must be an Indian citizen.

Employment

Available to both salaried and self-employed individuals.

Business Applicants

Entities involved in trading, services, or manufacturing are also eligible.

Credit Score

A good credit history with no prior loan defaults.

Securities Ownership

Must have approved securities in your name or business name.

Documents Required for Loan Against Securities

Documents

Application Documents

Filled Loan Application Form

Pledge Request Form: Authorisation to pledge shares or funds

KYC Documents

Identity Proof: PAN, Aadhaar, Passport, Voter ID

Address Proof: Utility bills, Aadhaar, Voter ID, or Passport

Business Proof

Incorporation certificate or trade license (if applicable)

Securities Details

Demat account statement or mutual fund holdings

Top Loan Against Securities in India

Looking for the best options to avail of a loan against securities in India? Here's a comparison of leading providers that offer attractive rates, flexible terms, and seamless processing:

Provider	Loan Type	Key Features
Zerodha loan against securities	LAS via Zerodha Capital	Completely online process, instant approval, minimal documentation
HDFC loan against securities	Shares, Mutual Funds, Bonds	Trusted banking service, overdraft facility, competitive rates
Tata Capital loan against securities	LAS for shares and mutual funds	Flexible repayment options, quick disbursal
ICICI loan against securities	LAS with an overdraft option	High-value loans, a wide range of accepted securities
Loan Against Securities Axis Bank	LAS with digital pledge facility	Easy online application, transparent charges
SBI loan against securities	LAS via Demat account	Public sector trust, low interest rates, and simplified process

Why Choose Us for Your Loan Against Securities?

Here's why hundreds trust us for loan against securities:

Fast Processing: Get disbursal within 24–48 hours
Transparent Terms: No hidden charges or complicated jargon
Tailored Solutions: Loans suited to your income and investment profile
Robust Support: Dedicated loan officers for guidance
Digital Convenience: Get disbursal within 24–48 hours
Wide Range of Securities: Accepts shares, mutual funds, bonds, insurance policies, and ETFs
Retain Investment Benefits: Continue earning dividends and capital appreciation
Overdraft Facility: Pay interest only on the amount used

Loan Against Securities

Get Started Today – Apply for a Loan Against Securities

Turn your investments into instant financial support. Don't sell your shares or mutual funds—pledge and borrow instead.

Apply online in minutes and get access to a high-value loan at attractive rates. Whether it's for business needs, medical emergencies, or investment opportunities, we make your securities work harder for you.

Apply Now

Customer Stories

Real CustomerSuccess Stories

See how our customers have benefited from Loan Against Securities

Swati

Verified Customer • DelhiDelhi

"I urgently needed funds to cover a medical emergency. Thanks to the quick LAS process, I pledged my mutual funds and received funds within hours—without selling a single unit!"

Amount

Loan Against Securities

Purpose

Medical Emergency

Mayank

Verified Customer • RajasthanRajasthan

"As a small business owner, LAS helped me manage working capital without liquidating my stock investments. The service was fast, and the interest rate was much better than my credit line."

Amount

Loan Against Securities

Purpose

Business Working Capital