Apply for Holidays Loan

Make your Holidays Planned with My Mudra. Get Financial assistance for holidays and enjoy without making finance a hurdle.

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Features & Benefits of Holidays Loan

Attractive Interest Rates The interest rates are nominal to avoid repayment burden.

Minimal Documentation Only PAN, Aadhar, and Bank Statements are required for approval.

Quick Disbursal The loan is disbursed into the bank account within 24 hours of approval.

No Collateral No need to pledge any asset as collateral to avail Holidays Loan.

How Holidays Loan Works

Loan for holidays is a smart way which can help you to explore different places without worrying much about money. A planned holiday is a myth, as we end up spending more than planned. But switching to the smart solution of taking a loan for holidays can help us in the long run of life.

Apply and approval of a vacation loan is a cakewalk with My Mudra. Get your vacation loan at the lowest interest rate starting from 10.50% p.a. Opt for the long tenure and repay your holiday loan in easy and planned EMIs

Eligibility Criteria for Holidays Loan

Eligibility Criteria for Holidays Loan are mentioned below:

Age: The age of the applicant should be between 23 years-65 years.

Employment: The applicant should be a salaried employee or a self-employed individual.

CIBIL Score: The applicant should have a CIBIL or credit score of 750 or higher.

Monthly Salary: The monthly salary of the applicant must start from Rs 22,000, depending on the city of residence.

Documents required for a Holidays Loan

Lenders require the following documents from their Holidays Loan applicants as a proof to establish their identity, place of residence, income and repayment capacity.

ID Proof (Aadhar card/PAN card/Passport/Voter ID)
Address Proof (Electricity bill/Telephone bill/Gas bill/Aadhar card/PAN card/Passport/Voter ID)
Bank account statement for last 3 months
Latest salary slips
Employment proofs
Latest ITR or Form 16

How To Apply For A Holidays Loan

My Mudra has designed a quick and hassle-free Holidays Loan application process. You can follow the below-listed steps to apply for a Holidays Loan in India with My Mudra:

Apply for the Holidays Loan online on the My Mudra portal.

Our executive shall call you for the documentation and shall guide you through the process of the loan.

Get the documentation done online and track the status of your loan on the My Mudra portal.

The approval and disbursement status of your loan can be checked online.

Enjoy quick disbursal of the loan from My Mudra.

Which banks to prefer for this loan

Bank	Rate Of Interest
	10.65%
	10.49%
	10.95%
	10.75%

Holidays Loan EMI Calculator

An Equated Monthly Instalment (EMI) calculator is a digital metre which shows the calculation of your monthly EMIs, a simple online tool that makes EMI calculation very easy and fast.

To get the results from the Holidays Loan EMI calculator, you just have to provide three basic information related to the loan that has to be availed: loan amount, repayment tenure (in years), and rate of interest. After providing the details press Enter button and you will know your EMI calculation instantly.

This EMI calculation process will help you plan your budget so that before the due date you can pay your EMIs on time.

Break up of total payment

Loan Amount

Rate of Interest

Tenure (In Months)

Total Payable Amount:

Monthly EMI:

Frequently Asked Questions on Holidays Loan

Is personal loan good for vacation?

Yes, it is good for taking vacation loan if you need a planned vacation.

What is the interest rate for personal loan for holidays?

The interest rate for the vacation loan is 10.25% P.A.

What are the documents required for holidays loan?

Holidays Loan is approved with minimal documentation including Adhaar Card, PAN Card and a CIBIL Score of more than 750.

Is Holiday loan secured or unsecured?

Holiday Loan is an unsecured loan because it does not requires any collateral to be pledged as security.

Which bank is giving holiday loan at lowest interest rate?

There are many banks and NBFCs providing holiday loan at lowest interest rate. My Mudra is disbursing Holiday Loan at 10.25%.

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