Do you need serious funding for a significant financial move? A 10 lakh personal loan can give you the flexibility to manage major expenses with structured EMIs.
Borrow big to plan big with ease!
It takes less than 2 minutes
Check out the best loan offers available to you by simply entering your mobile number.
Apply for ₹10 Lakh Loan Now! →The 10 lakh personal loan interest rate starts at just 9.99% p.a., making borrowing more affordable.
Get a personal loan upto 10 lakh without pledging property, gold, or any personal assets.
Choose a repayment period between 12 and 84 months based on your EMI comfort.
Enjoy quick approval and rapid fund credit through a fully online process.
Finalise the loan with only basic KYC, income proof, and recent bank statements.
Perfect for big-ticket needs like weddings, overseas education, medical care, or home upgrades, there is no restriction on the loan usage.
You must meet the 10 lakh personal loan eligibility criteria for quick approval.
| Tenure | 10% p.a. | 12% p.a. | 14% p.a. | 16% p.a. |
|---|---|---|---|---|
| 12 months | ₹ 87916 | ₹ 88849 | ₹ 89787 | ₹ 90731 |
| 24 months | ₹ 46145 | ₹ 47073 | ₹ 48013 | ₹ 48963 |
| 36 months | ₹ 32267 | ₹ 33214 | ₹ 34178 | ₹ 35157 |
| 48 months | ₹ 25363 | ₹ 26334 | ₹ 27326 | ₹ 28340 |
| 60 months | ₹ 21247 | ₹ 22244 | ₹ 23268 | ₹ 24318 |
| 72 months | ₹ 18526 | ₹ 19550 | ₹ 20606 | ₹ 21692 |
| 72 months | ₹ 16601 | ₹ 17653 | ₹ 18740 | ₹ 19862 |
Enter the interest rate, select the tenure, and the 10 lakh personal loan EMI calculator will show the EMI within seconds. Try adjusting the rate and tenure for quick comparisons of different loan options.
| Top Banks | Interest Rate | Processing Fee |
|---|---|---|
| HDFC Bank Personal Loan | 9.99% to 24% | ₹6,500 + GST |
| Kotak Bank Personal Loan | 10.99% to 30% | Up to 3% |
| ICICI Bank Personal Loan | 10.45% to 17% | Up to 3% |
| Axis Bank Personal Loan | 9.99% to 22% | Up to 2% |
| SBI Bank Personal Loan | 10.05% to 15.05% | Up to 3% |
I need 10 lakhs urgently - if that’s what you are thinking, you are at the right place!
Apply and get an instant loan 10 lakh in your account with zero hassle - that’s the My Mudra advantage!
Start by submitting your application.
Let us review, and upon approval, we will forward the details to the lender best-suited for your requirements.
The funds will be directly credited into your account. Use it as you need.
A 10 lakh personal loan is an unsecured loan offered based on credit score and repayment capacity. It can be used however the borrower requires. The basic eligibility criteria include a minimum and maximum age requirement of 21 and 65 years, Indian residency, and a credit score above 700. Salaried and self-employed applicants also have to meet respective minimum income, business turnover, work experience, and business age criteria.
You can apply for an instant 10 lakh personal loan on My Mudra by simply clicking on the Apply Now button. Provide your details, wait for approval, and enjoy quick disbursal.
The EMI options depend on the interest rate and selected tenure. You can use our 10 lakh personal loan EMI calculator for easy calculations. Let’s say you want to 10 lakh loan EMI for 5 years. Select 5 years of tenure and then the interest rate to view the EMI.
Approval for a 10 lakh loan with proper supporting documents is difficult. Maintain the required criteria and requirements for loan approval with a favourable rate and terms.
The interest rates for personal loans vary from one lender to another. You can avail of a personal loan upto 10 lakh with rates starting at 9.99% p.a. On My Mudra.
When you need a 10 lakh personal loan, apply on My Mudra with all the required documents for fast approval and quick disbursal.
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