10 Lakh Personal Loan Offers - Tailored for You
Check out the best loan offers available to you by simply entering your mobile number.
10 Lakh Personal Loan Purposes
End-to-end home makeover, including a modular kitchen and furnishings
Overseas education funding covering tuition, travel, stay, and setup costs
Luxury wedding expenses, including venue, catering, jewellery, and travel
High-cost medical treatments such as surgeries, long-term care, or multi-city treatment
Business-scale investments like machinery purchase, office expansion, or bulk inventory
Debt consolidation of multiple high-interest loans into one structured EMI
Features and Benefits of a 10 Lakh Personal Loan
Affordable Interest Advantage:
The 10 lakh personal loan interest rate starts at just 9.99% p.a., making borrowing more affordable.
Eligibility Criteria for a 10 Lakh Personal Loan
You must meet the 10 lakh personal loan eligibility criteria for quick approval.
Age
At least 21 years and a maximum of 65 years
CIBIL Requirement
Above 700
Employment Type
Salaried/self-employed
Best-Suited Borrower Profile - When You Should Apply for a 10 Lakh Personal Loan
You are a salaried professional in higher income brackets seeking large-value funding.
You are a self-employed individual with a strong annual turnover and stable business performance.
You are planning major life expenses such as home renovation, international education, or weddings.
You are comfortable with higher EMIs over longer repayment tenures.
You have a solid credit profile and are looking for quick, high-value approvals.
Documents Required for a Personal Loan Upto 10 Lakh
Common Documents Required
Identity & address proof:
Aadhaar card, PAN Card, voter ID, passport
Photograph:
2-3 passport-sized photographs
For Salaried Individuals
10 Lakh EMI
Personal Loan
How is Your 10 Lakh Personal Loan EMI Decided?
The Interest Rate You are Offered
A high interest rate equals a high EMI
The Tenure You Selected
A longer tenure can lower the EMI total interest paid will be high compared to a shorter tenure
10 Lakh Personal Loan EMI Based on Different Scenarios
| Tenure | 10% p.a. | 12% p.a. | 14% p.a. | 16% p.a. |
|---|---|---|---|---|
| 12 months | ₹87,916 | ₹88,849 | ₹89,787 | ₹90,731 |
| 24 months | ₹46,145 | ₹47,073 | ₹48,013 | ₹48,963 |
| 36 months | ₹32,267 | ₹33,214 | ₹34,178 | ₹35,157 |
| 48 months | ₹25,363 | ₹26,334 | ₹27,326 | ₹28,340 |
10 Lakh Personal Loan EMI Calculator
Enter the interest rate, select the tenure, and the 10 lakh personal loan EMI calculator will show the EMI within seconds. Try adjusting the rate and tenure for quick comparisons of different loan options.
Loan Details
Results
Our Top Lenders
| Top Banks | Interest Rate | Processing Fee | ||
|---|---|---|---|---|
| HDFC Bank Personal Loan | 9.99% to 24% | ₹6,500 + GST | ||
| Kotak Bank Personal Loan | 10.99% to 30% | Up to 3% | ||
| ICICI Bank Personal Loan | 10.45% to 17% | Up to 3% | ||
| Axis Bank Personal Loan | 9.99% to 22% | Up to 2% | ||
| SBI Bank Personal Loan | 10.05% to 15.05% |
How to Apply for an Instant 10 Lakh Personal Loan with My Mudra My Mudra
I need 10 lakhs urgently - if that’s what you are thinking, you are at the right place!
Apply and get an instant loan 10 lakh in your account with zero hassle - that’s the My Mudra advantage!
Step 1
Click on the Apply Button: Start by submitting your application.
Step 2
Application Review: Let us review, and upon approval, we will forward the details to the lender best-suited for your requirements.
Step 3
Loan Disbursal: The funds will be directly credited into your account. Use it as you need.
Why choose
My Mudra ?
Access to 90+ banks
Common Uses of a Personal Loan
A personal loan can be used for a wide range of financial needs. From emergencies to planned expenses, it offers flexibility, quick access, and easy repayment options.
Medical Emergencies
Not all medical expenditures are covered by insurance. Fulfill those bills with personal loans.
Wedding Expenses
The fund requirements for including last-minute changes or going for lavish planning at weddings can be easily met by personal loans.
Frequently Asked Questions
Everything you need to know about Personal Loans from My Mudra.