Looking for solid financial support for a big commitment? A 3 lakh personal loan can be just the right solution! Meet your higher-value needs without breaking your savings.
It takes less than 2 minutes
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Apply for ₹3 Lakh Personal LoanWhy do you need a 3 lakh personal loan?
Take a 3 lakh loan without providing any security. It keeps your financial assets entirely safe throughout the loan term.
Interest rates starting at 9.99% p.a. make a personal loan upto 3 lakh affordable and suitable for both short-term and long-term needs.
When you need 3 lakh loan urgently, enjoy immediate approval, and the loan amount is credited to your account quickly to address urgent needs.
Submit only essential documents, like KYC details, income proof, and bank statements, for a smooth and quick loan processing.
Choose a convenient repayment duration of 12 to 84 months for your personal loan upto 3 lakh, best suited to your finances.
Avail a loan upto 3 lakh and use the amount on healthcare, higher education, travel, home upgrades, or personal emergencies without any usage limits.
What’s the secret to affordable EMIs on a 3 lakh instant loan? A low interest rate, longer tenure, and a high credit score!
| Tenure | 10% p.a. | 12% p.a. | 14% p.a. | 16% p.a. |
|---|---|---|---|---|
| 12 months | ₹26,375 | ₹26,655 | ₹26,936 | ₹27,219 |
| 24 months | ₹13,843 | ₹14,122 | ₹14,404 | ₹14,689 |
| 36 months | ₹9,680 | ₹9,964 | ₹10,253 | ₹10,547 |
| 48 months | ₹7,609 | ₹7,900 | ₹8,198 | ₹8,502 |
| 60 months | ₹6,374 | ₹6,673 | ₹6,980 | ₹7,295 |
Select the interest rate and select the tenure on the 3 lakh loan EMI calculator - check your EMI within seconds.
Look for a lender that offers competitive interest rates, flexible tenure, and favourable terms when you need 3 lakhs urgently!
| Top Banks | Interest Rate | Tenure | Processing Fee |
|---|---|---|---|
| HDFC Bank Personal Loan | 9.99% to 24% | up to 7 years | ₹6,500 + GST |
| Kotak Bank Personal Loan | 10.99% to 30% | up to 6 years | Up to 3% |
| ICICI Bank Personal Loan | 10.45% to 17% | up to 5 years | Up to 3% |
| Axis Bank Personal Loan | 9.99% to 22% | up to 7 years | Up to 2% |
| SBI Bank Personal Loan | 10.05% to 15.05% | up to 6 years | Up to 3% |
My Mudra is committed to making your borrowing experience super easy and completely convenient. How do we achieve that? With:
Get an instant 3 lakh personal loan with My Mudra. Enter your details to view customised offers. A high credit score and healthy credit history can increase your chances of loan approval.
The basic eligibility criteria for an instant personal loan upto 3 lakhs include:
You can get a 3 lakh loan on Aadhar card. You will also need income proof, like bank statements and salary slips.
The EMI for a 3 lakh loan for different tenures depends on the interest rate. Generally, the lower the interest rate and the longer the tenure, the lower the EMI. Use our EMI calculator for quick checks.
With My Mudra, you can get quick approval, and your loan can be disbursed within 24 hours.
You will need a good CIBIL score and minimal documents to receive an instant loan 3 lakh. In the absence of these, even if selective lenders offer you a loan, the interest rates can be significantly high, and the terms may not be that favourable.
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