1 Lakh Personal Loan Offers Customised for You
Enter your mobile number, and view the best loan offers available to you.
1 Lakh Personal Loan Purposes
When is it the best option to get 1 lakh loan instantly?
Paying a house security deposit
Funding a quick domestic trip
Covering minor medical procedures or tests
Buying a budget laptop or smartphone
Managing moving/relocation expenses within the city
I want 1 lakh rupees loan urgently. My Mudra has it covered!
Check EligibilityFeatures and Benefits of a 1 Lakh Personal Loan
Low Interest 1 Lakh Loan Options:
Get access to personal loans starting at an attractive 9.99% p.a., helping you keep EMIs manageable and repayment stress-free.
Eligibility Criteria for a 1 Lakh Personal Loan
Age
Between 21 to 65 years
CIBIL Requirement
700 or more
Employment Type
Salaried or self-employed professional
Check Your 1 Lakh Personal Loan Offers in Seconds
Enter your phone number and view all the loan offers tailored to your requirements - check and compare all the offers quickly and select the best loan for you!
Best-Suited Borrower Profile - When You Should Apply for an Instant 1 Lakh Loan
You are a young salaried individual with entry-level income.
You are a first-time borrower building credit.
You are self-employed with a small monthly turnover.
You need a quick approval with minimal documentation.
You prefer small EMIs and short repayment periods.
Documents Required for an Instant Personal Loan of 1 Lakh
Keep these documents ready when you opt for 1 lakh loan apply online:
Common Documents Required
Identity & address proof:
Aadhaar card, PAN Card, voter ID, passport
Photograph:
2-3 passport-sized photographs
EMI for 1 Lakh
Personal Loan
Your EMI depends on the interest rate quoted to you and the tenure you chose.Here are 5 important things to remember!
Interest rate
Higher rates increase EMI
Tenure
Longer tenure reduces EMI but increases total interest
EMI Calculator
Enter the interest rate and select the tenure to check your EMI within seconds.
Loan Details
Results
Selecting the Best Lenders for an Instant Personal Loan of 1 Lakh
Lenders are generally quick to approve an instant 1 lakh loan with a stable income and a clean credit history.
Our Top Lenders
| Top Banks | Interest Rate | Processing Fee | ||
|---|---|---|---|---|
| HDFC Bank Personal Loan | 9.99% to 24% | ₹6,500 + GST | ||
| Kotak Bank Personal Loan | 10.99% to 30% | Up to 3% | ||
| ICICI Bank Personal Loan | 10.45% to 17% | Up to 3% | ||
| Axis Bank Personal Loan | 9.99% to 22% | Up to 2% | ||
| SBI Bank Personal Loan | 10.05% to 15.05% |
Apply for an Instant 1 Lakh Loan with My Mudra My Mudra
Need 1 lakh urgently?
Compare loan offers from top banks in the country, check different EMI options, and apply for the loan you see fit!
Step 1
Click on the Apply Button: You will find it on this 1 lakh loan page.
Step 2
Enter Required Details: Provide all the details correctly.
Step 3
Upload the Required Documents: Submit the required documents digitally.
Step 4
Enjoy Instant Approval: With My Mudra, you can obtain approval and get 1 lakh loan instantly.
Step 5
Quick Disbursal: You will receive the funds within 24 hours.
Why choose
My Mudra ?
Instant 1 lakh loan online
Common Uses of a Personal Loan
A personal loan can be used for a wide range of financial needs. From emergencies to planned expenses, it offers flexibility, quick access, and easy repayment options.
Medical Emergencies
Not all medical expenditures are covered by insurance. Fulfill those bills with personal loans.
Wedding Expenses
The fund requirements for including last-minute changes or going for lavish planning at weddings can be easily met by personal loans.
Frequently Asked Questions
Everything you need to know about Personal Loans from My Mudra.