Personal Loan for 30,000 Salary – Fast & Affordable!
Need extra funds? Get a collateral-free personal loan at low interest rates with quick approval. Apply online and secure your financial needs effortlessly.
Last Updated: 14 April 2025
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Personal Loan for 30000 Salary
We know you have your own share of aspirations and sometimes unexpected expenses. Financial flexibility is what you look forward to in case of handling emergencies or medical bills, planning vacations, or just needing to upgrade your lifestyle. My Mudra helps you get a quick and pain-free personal loan against your 30000 salary. We are there to tailor your personal loan according to your personal needs, saving you from any further financial stress.
Key Features and Benefits of Personal Loan on 30k Salary
Collateral-Free Loan:
No requirement for any property or assets as security. You get a loan without any risk to your belongings.
Quick Approval & Disbursal:
The loan approval is fast. Plus, you receive the money in your bank account within a few hours.
Flexible Loan Tenure:
There is a choice of repayment period between 12 to 84 months. It depends on your financial comfort and budget.
Affordable Interest Rates:
The interest rate starts as low as 9.99% p.a. This makes repayment easier and more affordable.
Minimal Documentation:
The basic ID proof, income proof, and bank statements are required to get your loan approved quickly.
No Restrictions on Usage:
Use the loan for medical bills, travel, home renovation, education, or any urgent personal expenses.
Eligibility Criteria for Personal Loan for 30000 Salary
| Eligibility Criteria | Details |
|---|---|
| Age | 21 years - 58 years |
| Monthly Income | Minimum ₹20,000 |
| CIBIL Score Requirement | 700 or higher |
Documents Required for Personal Loan on 30000 Salary
- KYC Documents: Aadhaar Card
- Other Documents: PAN Card
- Bank Statements: Previous six months’ bank account statement
- Salary Slips: Latest three months’ salary slips
- Photograph: Recent passport-size photo
Apply for a Personal Loan on 30k Salary With My Mudra
Personal Loan on 30000 Salary – Fees and Charges
Have a quick overview of the fees and charges involved:
Particulars |
Charges |
|---|---|
| Processing Fee | 0.5% to 4% of the loan amount |
| Pre-payment/Part-payment/Foreclosure Charges | Nil for floating rate loans 2%-5% on the principle outstanding for fixed-rate loans |
| Stamp Duty | As per actuals |
| Legal Fees | As per actuals |
| EMI/Cheque Bounce | Around ₹400 per bounce |
(Note: Actual charges may vary based on the lender’s policies.)
Why Choose My Mudra for 30000 Salary Personal Loan?
When you apply for a personal loan, you must compare multiple lenders beforehand in order to grab the best deal. My Mudra simplifies this comparison process for you!
- Access to Multiple Lenders: Compare offers from 20+ partner banks and NBFCs to find the best low-interest loan.
- Trusted Financial Institutions: My Mudra works with authorised and reliable financial institutions to provide a secure borrowing experience.
- Instant Loan Approval: Enjoy a seamless and speedy loan application process.
- Easy Online Process: Apply easily online and get quick approvals without complicated steps.
- Complete Transparency: No hidden charges—everything is clear and upfront in this trustworthy loan application process.
- 100% Online Application: Apply from the comfort of your home without visiting banks.
FAQs on Personal Loan for 30000 Salary
How much personal loan can I get on a 30000 salary?
The loan amount that you can get on a ₹30,000 salary can vary. It largely depends on your lender policies, credit score, and existing debts. My Mudra gives you access to personal loan offers from 20+ partner banks and NBFCs with the best low-interest options.
How to calculate 30000 personal loan EMI?
You can calculate your 30000 personal loan EMI easily by using the user-friendly Personal Loan EMI calculator online tool. You will get instant results by just entering the loan amount, repayment tenure in years, and interest rate. The tool simplifies your financial planning.
Is the personal loan on 30000 salary secured?
No, the personal loan on the 30000 salary is not secured. It is an unsecured one because you do not need to give any collateral or security here.
Can I choose a longer tenure to reduce my EMI for a personal loan on 30000 salary?
Absolutely! However, one must keep in mind that while increasing the tenure reduces the EMI you pay every month, the overall interest paid over the loan tenure increases, resulting in a higher total repayment amount.
Can I get a personal loan if my salary is in cash?
Yes, certain banks and NBFCs provide a personal loan if you receive your salary in cash. However, you may need to provide additional documentation.
Hear from our Personal Loan customers
Sunita Singh
Verified CustomerI am earning ₹30,000 monthly and required immediate funds in case of a family emergency. My Mudra was prompt with no unwanted delays. Extremely professional and prompt.
Ravi Pandey
Verified CustomerMy Mudra made applying for a personal loan extremely easy. They did not consider my ₹30,000 salary as an issue and guided me towards the correct offer. Extremely satisfied with the service.
Kanika Rajput
Verified CustomerI was struggling to cover my daughter’s school fees, and My Mudra came through. On ₹30,000 income, they offered not just a loan, but peace of mind.
Praveen Gupta
Verified CustomerEven with only ₹30K salary, My Mudra arranged a loan at a reasonable interest rate. I didn't expect such a smooth service. Truly a wonderful platform for salaried individuals.
Prashant Pal
Verified CustomerAll was done online—from application to approval. My Mudra assisted me when nobody else would because of my ₹30,000 salary. Thanks for being so helpful!
