Bond Investments with My Mudra – Secure, Stable & Smart

Time to earn up to 14% Fixed Returns with a trusted partner. Enjoy secure, predictable income with flexible investment options.

  • bond-tick-icon High Returns
  • bond-tick-icon Zero Extra Costs
  • bond-tick-icon 100% Tradable Bonds Online
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What are Bonds?

A bond is a fixed-income investment where the investor lends money to an issuer. The government, corporations, and municipalities are the different issuer options. In return, the issuer pays regular interest until maturity, when the principal is returned.

Bonds are an excellent low-risk investment option as they provide stability and fixed returns without market volatility.

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Why Invest in Bonds?

The benefits of bonds will explain 'Why'
01

Steady and Predictable Returns:

You earn fixed interest payments, unlike stocks.

02

Low-Risk Investment:

Bond investments are less volatile and safer than equities.

03

Higher Returns than FDs:

Bonds offer 8-14% returns, often higher than Fixed Deposits.

04

Diversification:

Bonds reduce risk by balancing stocks and bonds in your portfolio.

05

Liquidity and Tradability:

These are 100% tradable on NSE/BSE and allow early exits.

06

Tax Benefits:

Certain bonds offer tax exemptions and thus reduce your taxable income.

Did You Know?

Government bonds are the safest investment option in India, as they are backed by the central government and carry zero default risk.

Types of Bonds in India

Some of the best bonds to invest in India are as follows:
  • Government Bonds (G-Secs)
  • 🔹 Issued by the Government of India
  • 🔹 No credit rating needed – the highest level of security
  • 🔹 Ideal for risk-averse investors
  • State Development Loans (SDLs)
  • 🔹 Issued by State Governments
  • 🔹 Safe like G-Secs, used for infrastructure projects
  • Municipal Bonds (Muni Bonds)
  • 🔹 Issued by local/state agencies
  • 🔹 Funds city development, healthcare, and transport
  • Corporate Bonds
  • 🔹 Issued by State Governments
  • 🔹 Higher returns but rated by agencies like CRISIL & ICRA
  • Public Sector Bonds
  • 🔹 Issued by government-owned organizations (NHAI, ONGC)
  • 🔹 Backed by the government, making them safer
  • Taxable & Tax-Free Bonds
  • 🔹 Tax-Free Bonds – No tax on interest income
  • 🔹 Taxable Bonds – Interest is taxed as per the income slab

How to Invest in Bonds with My Mudra?

01

Register and Complete KYC

  • 🔹 Submit PAN, Aadhaar, and Bank Details
  • 🔹 5-minute KYC process for quick verification
02

Choose Your Bond

  • 🔹 Explore high-return bonds on BondBazaar
  • 🔹 Select from Government,Corporate, or Tax-Free Bonds.
03

Make Your Investment

  • 🔹 Minimum investment starts at ₹100 for G-Secs & ₹1,000 for Corporate Bonds
  • 🔹 Get 8-14% fixed returns.
04

Hold & Trade Bonds

  • 🔹 Bonds are stored in your CDSL-linked Demat account
  • 🔹 Trade on NSE/BSE anytime for liquidity.

Expert Tip:

Long-term investors benefit from higher bond returns compared to FDs

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Eligibility Criteria for Bond Investments

Eligibility Criteria Details
Age 18+ years
Nationality Indian Residents (NRIs may have separate criteria)
Demat Account Required
KYC Compliance PAN, Aadhaar, Bank Details
Bonus Insight: No limit on the investment amount. Start with as low as ₹100!

Documents Required for Bond Investment

To complete your KYC process, you need:

  • PAN card
  • Aadhaar Card
  • Bank details
  • Signature on a blank

The KYC process takes just 5 minutes, while your Demat account activation takes up to 48 hours.

Why Choose My Mudra for Bond Investments?

  • Seamless Online Investment: Buy bonds online with zero account opening and maintenance charges
  • Fast KYC & Activation: Get verified in 5 minutes, account activation in 48 hours
  • Trusted by SEBI, BSE & NSE: Partnered with BondBazaar, which ensures reliability
  • Higher Returns, Lower Risk: Fixed returns without stock market volatility
  • Easy Liquidity: Trade bonds anytime on NSE/BSE
  • Verified by: SEBI-regulated bond platforms and financial experts.
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BondBazaar: A Trusted Partner for Your Bond Investments

My Mudra has partnered with BondBazaar, a SEBI-regulated bond marketplace, to offer you a hassle-free and reliable investment experience.

  • A highly credible platform recognised by NSE and BSE
  • Invest without extra charges, zero account opening and maintenance fees
  • Buy bonds in minutes with quick and secure transactions

How Bond Investments Work?

Let’s understand the working by two different scenarios:

Factor Government Bonds (Safe Investor) Corporate Bonds (High Returns)
Investment Amount ₹10,000 ₹10,000
Interest Rate 8% p.a. 12% p.a.
Yearly Earnings ₹800 ₹1,200
Risk Level Low (Backed by Government) High (Depends on Company Performance)
Maturity Payout ₹10,000 + Interest Earned ₹10,000 + Interest Earned
Best For Conservative investors, retirees, risk-averse individuals, long-term stability seekers Investors seeking high returns, those with a higher risk appetite, and experienced investors.
Pro Tip: Corporate Bonds offer higher returns, but Government Bonds provide more security. Choose based on your risk appetite!

Start Your Bond Investment Journey Today!

Build wealth with secure, high-return bonds with no lock-in period and complete flexibility. Enjoy the quick KYC & investment process with zero maintenance fees.

Ready to Invest? Click Below to Get Started!

Frequently asked Questions

Is there any risk in bond investment?

Bonds are regarded as among the top options for reliable investment returns, especially those issued by the government. However, they also carry unique risks such as Reinvestment Risk, Interest Rate Risk, Inflation Risk, Ratings Downgrade Risk, Default Risk, and Liquidity Risk, which are common among all investment categories.

What are municipal bonds?

Local or state-level government agencies issue Municipal Bonds. There is another name for Municipal bonds, i.e., Muni Bonds. These bonds are to fund development activities such as urban transportation, city development, healthcare infrastructure, and many more.

What are tax free bonds in India?

The tax-free bonds in India are bond investments where interest income earned from the investment is 100% tax-exempt. PSU units issue these bonds.

Are bonds better than FDs?

Bonds outperform FDs as they yield greater returns, can be traded, and offer tax-saving advantages. In contrast to FDs, bonds can be sold at any moment, providing greater flexibility. Bonds also assist in creating a consistent income while ensuring your funds are safe. Therefore, bonds are a wiser investment option.

Can I withdraw my bond money before maturity?

Yes, you can withdraw your money invested in bonds even before maturity. You can easily sell the bonds you purchased on the BSE/NSE website.

What is the minimum amount that I can invest in bonds?

The minimum amount of investment is different for different types of bonds. For Government Securities, it is ₹100, and for Corporate Bonds, it is ₹1000.

What is a demat account?

A demat account is also called a dematerialized account. The demat allows one to invest in shares and bonds in the market and stores financial securities online. In India, two depository organizations—the Central Depository Services Limited (CDSL) and the National Securities Depository Limited (NSDL)—maintain demat accounts. At the moment, CDSL maintains Bondbazaar.

Feedback From Our Valued Customers For Marketplace

R

Ravi Sharma

Verified Customer

I never knew investing in bonds was so easy! With My Mudra and BondBazaar, I discovered a safe and intelligent way to make my money grow.

N

Neha Patel

Verified Customer

My Mudra's bond page was very user-friendly. I completed the form and was immediately led to the perfect investment option. Secure and seamless!

S

Sandeep Verma

Verified Customer

With My Mudra and BondBazaar, I finally invested in highly rated bonds without any confusion. The process was clear and quick!

P

Priya Malhotra

Verified Customer

I wanted a secure investment. My Mudra simplified bond choices and connecting with BondBazaar experts.

A

Amit Joshi

Verified Customer

No more complicated paperwork or risky choices. With My Mudra's bond page, I invested in bonds that give me regular returns and peace of mind.