No Collateral Required


10.25% R.O.I.


Minimal Documentation

How Personal Loans
in Uttar Pradesh Work?

Uttar Pradesh is the hub of many industries as well as agriculture. People are engaged in multiple activities and sometimes run out of money. Personal Loan is the perfect solution for people who are facing a financial crunch. A personal Loan is a type of unsecured loan offered by multiple banks and NBFCs to people facing financial difficulties in their life. It can be used for multiple purposes like weddings, holidays, medical emergencies, and many more personal reasons.

The interest rate for a personal loan varies as per the eligibility criteria of a person. A person who is willing to opt for a Personal Loan in Uttar Pradesh should have a CIBIL Score of more than 700. Personal Loan borrowers should have stable income proof and must have KYC Documents.

How Personal Loans in Uttar Pradesh Work?

Personal Loan Eligibility
Criteria in Uttar Pradesh

The eligibility criteria for Personal Loans for people living in Uttar Pradesh are mentioned below:

Income Proof: The person should have a minimum salary of more than Rs. 20000 if he or she wants to take the Personal Loan.
CIBIL Score: A person should have a CIBIL score of more than 700 if you want to take a personal loan.
Age: 21 years - 68 years
Employment Status: Borrower must be employed for at least 2-5 years or you must have been running a business for 2-5 years.
Tenure: The time period of the loan is between 5-7 years.

Documents Required for Personal Loan Application in Uttar Pradesh

1. Identity proof
2. Address proof
3. Bank statement of previous 3 months
4. Passbook of previous 6 months
5. Two latest salary slips/current dated salary certificates with the latest Form 16

Personal Loan Eligibility Criteria in Uttar Pradesh

How to apply for a
Personal Loan in Uttar Pradesh?

Apply for a Personal Loan in Uttar Pradesh with the following steps: 
1. Visit My Mudra website at www.mymudra.com. 
2. Apply for the Personal Loan by filling in the required information. 
3. Our executive will call you to brief you about the process. Upload the required documents on the portal. 
4. Get instant approval for the personal loan. Track your loan application and enjoy quick disbursal of a Personal Loan.

How to apply for a Personal Loan in Uttar Pradesh?

Which Banks to Apply for the Personal Loan in Uttar Pradesh?

There are many Private Loan Providers in Uttar Pradesh. Opt for the bank which is providing Low Interest Personal Loan. Mentioned below is the list of top banks and NBFCs that are providing instant Personal loan in Uttar Pradesh.


Rate of Interest



IndusInd bank


Standard Chartered


Axis Bank


Kotak Mahindra



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