Need substantial financial support for big-ticket expenses? A 6 lakh personal loan will take care of your large expenses.
Borrow confidently and spend with ease!
It takes less than 2 minutes
Enter your mobile number, and view the best loan offers available to you.
Apply for ₹6 Lakh Loan Now! →When is a personal loan 6 lakh the right option?
Benefit from competitive 6 lakh loan interest rates starting at 9.99% p.a., keeping monthly EMIs easy to manage.
Enjoy a high-value loan without pledging any assets or security.
Choose a repayment plan between 12 and 84 months based on what fits your monthly budget.
Quick digital approval and disbursal make financial planning more convenient.
Get approval with only basic KYC, income proof, and bank statements.
Use the loan freely for medical needs, home upgrades, travel, education, or any personal requirement.
Keep these documents ready when you opt for 1 lakh loan apply online:
Check out different EMI options for varying interest rates and tenures and make informed financial decisions!
| Tenure | 10% p.a. | 12% p.a. | 14% p.a. | 16% p.a. |
|---|---|---|---|---|
| 12 months | ₹ 52750 | ₹ 53309 | ₹ 53872 | ₹ 54439 |
| 24 months | ₹ 27687 | ₹ 28244 | ₹ 28808 | ₹ 29378 |
| 36 months | ₹ 19360 | ₹ 19929 | ₹ 20507 | ₹ 21094 |
| 48 months | ₹ 15218 | ₹ 15800 | ₹ 16396 | ₹ 17004 |
| 60 months | ₹ 12748 | ₹ 13347 | ₹ 13961 | ₹ 14591 |
| 72 months | ₹ 11116 | ₹ 11730 | ₹ 12363 | ₹ 13015 |
| 84 months | ₹ 9961 | ₹ 10592 | ₹ 11244 | ₹ 11917 |
Select the interest rate and the tenure, and check your 6 lakh personal loan EMI within seconds.
The best lender for you is the one offering the best rates, no hidden charges, and a flexible tenure suitable for your finances.
| Top Banks | Interest Rate | Processing Fee |
|---|---|---|
| HDFC Bank Personal Loan | 9.99% to 24% | ₹6,500 + GST |
| Kotak Bank Personal Loan | 10.99% to 30% | Up to 3% |
| ICICI Bank Personal Loan | 10.45% to 17% | Up to 3% |
| Axis Bank Personal Loan | 9.99% to 22% | Up to 2% |
| SBI Bank Personal Loan | 10.05% to 15.05% | Up to 3% |
My Mudra makes loans more accessible and the application easier.
Submit your loan application.
We will forward the details to the best-suited lender upon application approval.
With successful application and approval, you will receive the funds as quick as within 24 hours.
Applicants aged between 21 to 65 years, holding resident status in Indian, and with a credit score of 700+ can be considered eligible. They also must meet the minimum income and work experience criteria, or the turnover and business age criteria for self-employed.
The EMI depends on the precise tenure and interest rate. For instance, the EMI for a 6 lakh loan EMI for 5 years with an interest rate of 12% will be ₹13,347. A longer tenure can reduce the EMI. Also, the lower the interest rate, the lower the EMI. You can check a 6 lakh personal loan EMI for 5 years or other tenures and different interest rates using our EMI calculator.
The interest depends on the specific rate and tenure. There is a formula for manual calculation. You can use our personal EMI calculator to check the precise amount you are to pay in interest for the loan you are opting for.
Yes, you can get a 6 lakh loan instantly through our app using Aadhaar.
Obtaining a 6 lakh loan without income proof or documents is difficult. The income proof and documents are essential for verifying your repayment capabilities and ensuring you will not default. If income proof and documents are not available, it is best to opt for a secured loan with collateral.
Find the top lenders offering the best ₹6 lakh personal loan rates on My Mudra. Top lenders include HDFC Bank, Kotak Bank, and ICICI Bank.
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