Personal Loan In Odisha

People living in Odisha can opt for a Personal Loan easily by submitting documents online. Get to know your eligibility with two steps.

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Features & Benefits of Personal Loan In Odisha

Attractive Interest Rates The interest rates are nominal to avoid repayment burden.

Minimal Documentation Only PAN, Aadhar, and Bank Statements are required for approval.

Quick Disbursal The loan is disbursed into the bank account within 24 hours of approval.

No Collateral No need to pledge any asset as collateral to avail Personal Loan In Odisha.

How Personal Loan in Odisha works?

Odisha is the hub of many industries and many people are engaged in agriculture. At times when hard times hit you then it is good to choose the Personal Loan to quench the financial thirst of the people. A personal Loan is a type of unsecured loan offered by multiple banks and NBFCs to people facing financial difficulties in their life. It can be used for multiple purposes like weddings, holidays, medical emergencies, and many more personal reasons.

The interest rate for a personal loan varies as per the eligibility criteria of a person. A person who is willing to opt for a Personal Loan in Odisha should have a CIBIL Score of more than 700. Personal Loan borrowers should have stable income proof and must have KYC Documents.

Eligibility Criteria for Personal Loan In Odisha

Eligibility Criteria for Personal Loan In Odisha are mentioned below:

Age: The age of the applicant should be between 23 years-65 years.

Employment: The applicant should be a salaried employee or a self-employed individual.

CIBIL Score: The applicant should have a CIBIL or credit score of 750 or higher.

Monthly Salary: The monthly salary of the applicant must start from Rs 22,000, depending on the city of residence.

Documents required for a Personal Loan In Odisha

Lenders require the following documents from their Personal Loan In Odisha applicants as a proof to establish their identity, place of residence, income and repayment capacity.

ID Proof (Aadhar card/PAN card/Passport/Voter ID)
Address Proof (Electricity bill/Telephone bill/Gas bill/Aadhar card/PAN card/Passport/Voter ID)
Bank account statement for last 3 months
Latest salary slips
Employment proofs
Latest ITR or Form 16

How To Apply For A Personal Loan In Odisha

My Mudra has designed a quick and hassle-free Personal Loan In Odisha application process. You can follow the below-listed steps to apply for a In Odisha in India with My Mudra:

Apply for the Personal Loan In Odisha online on the My Mudra portal.

Our executive shall call you for the documentation and shall guide you through the process of the loan.

Get the documentation done online and track the status of your loan on the My Mudra portal.

The approval and disbursement status of your loan can be checked online.

Enjoy quick disbursal of the loan from My Mudra.

Which banks to prefer for this loan

Bank	Rate Of Interest
	10.65%
	10.49%
	10.95%
	10.75%

Personal Loan In Odisha EMI Calculator

An Equated Monthly Instalment (EMI) calculator is a digital metre which shows the calculation of your monthly EMIs, a simple online tool that makes EMI calculation very easy and fast.

To get the results from the Personal Loan In Odisha EMI calculator, you just have to provide three basic information related to the loan that has to be availed: loan amount, repayment tenure (in years), and rate of interest. After providing the details press Enter button and you will know your EMI calculation instantly.

This EMI calculation process will help you plan your budget so that before the due date you can pay your EMIs on time.

Break up of total payment

Loan Amount

Rate of Interest

Tenure (In Months)

Total Payable Amount:

Monthly EMI:

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