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No Collateral Required

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10.25% R.O.I.

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Minimal Documentation

How Personal Loan
in West Bengal works?

Residing in a state like West Bengal can be hard if you are facing a financial crisis. Personal Loan is the perfect solution for people who are facing a financial crunch. A personal Loan is a type of unsecured loan that is offered by multiple banks and NBFCs to people who are facing financial difficulties in their life. It can be used for multiple purposes like weddings, holidays, medical emergencies, and many more personal reasons.

The interest rate for a personal loan varies as per the eligibility criteria of a person. A person who is willing to opt for a Personal Loan in West Bengal should have a CIBIL Score of more than 700. Personal Loan borrowers should have stable income proof and must have KYC Documents.


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How Personal Loan in West Bengal works?

Personal Loan Eligibility Criteria
In West Bengal

The eligibility criteria for Personal Loans for people living in West Bengal are mentioned below.

1. Income Proof: The person should have a minimum salary of more than Rs. 20000 if he or she wants to take the Personal Loan.
2. CIBIL Score: A person should have a CIBIL score of more than 700 if you want to take a personal loan.
3. Age: 21 years - 68 years
4. Employment Status: Borrower must be employed for at least 2-5 years or you must have been running a business for 2-5 years.
5. Tenure: The time period of the loan is between 5-7 years.

Documents Required for Personal Loan Application in West Bengal
1. Identity proof
2. Address proof
3. Bank statement of previous 3 months
4. Passbook of previous 6 months
5. Two latest salary slips/current dated salary certificates with the latest Form 16


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Personal Loan Eligibility Criteria In West Bengal

How to apply for
Personal Loan in West Loan

1. People residing in West Bengal can avail of the Personal Loan with the steps mentioned below. Visit My Mudra website at www.mymudra.com

2. Apply for the Personal Loan by filling in the required information. 

3. Our executive will call you to brief you about the process. Upload the required documents on the portal. 

4. Get instant approval for the personal loan. Track your loan application and enjoy quick disbursal of a Personal Loan.


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How to apply for Personal Loan in West Loan

Which banks to apply for Personal Loan in West Bengal?

There are many Private Loan Providers in West Bengal. Opt for the bank which is providing Low Interest Personal Loan. Mentioned below is the list of top banks and NBFCs that are providing instant Personal loans in West Bengal.

Bank

Rate of Interest

HDFC Bank

10.25%

IndusInd bank

10.25%

Standard Chartered

10.75%

Axis Bank

10.99%

Kotak Mahindra

10.75%

 

Personal Loan EMI Calculator

Loan Amount

Tenure

MO

Interest Rate in %

%

Your Monthly loan emi Rs:23,537

Monthly amount paid to your loan provider

Interest rate in %

Total Payble Amount

5,64,882
Rs

your loan details as specified by you

Loan Amount
5,00,000
Rs
Tenure
24
M
Interest Rate
12
%