No Collateral Required
10.25% R.O.I.
Minimal Documentation
Residing in a state like West Bengal can be hard if you are facing a financial crisis. Personal Loan is the perfect solution for people who are facing a financial crunch. A personal Loan is a type of unsecured loan that is offered by multiple banks and NBFCs to people who are facing financial difficulties in their life. It can be used for multiple purposes like weddings, holidays, medical emergencies, and many more personal reasons.
The interest rate for a personal loan varies as per the eligibility criteria of a person. A person who is willing to opt for a Personal Loan in West Bengal should have a CIBIL Score of more than 700. Personal Loan borrowers should have stable income proof and must have KYC Documents.
The eligibility criteria for Personal Loans for people living in West Bengal are mentioned below.
1. Income Proof: The person should have a minimum salary of more than Rs. 20000 if he or she wants to take the Personal Loan.
2. CIBIL Score: A person should have a CIBIL score of more than 700 if you want to take a personal loan.
3. Age: 21 years - 68 years
4. Employment Status: Borrower must be employed for at least 2-5 years or you must have been running a business for 2-5 years.
5. Tenure: The time period of the loan is between 5-7 years.
Documents Required for Personal Loan Application in West Bengal
1. Identity proof
2. Address proof
3. Bank statement of previous 3 months
4. Passbook of previous 6 months
5. Two latest salary slips/current dated salary certificates with the latest Form 16
1. People residing in West Bengal can avail of the Personal Loan with the steps mentioned below. Visit My Mudra website at www.mymudra.com.
2. Apply for the Personal Loan by filling in the required information.
3. Our executive will call you to brief you about the process. Upload the required documents on the portal.
4. Get instant approval for the personal loan. Track your loan application and enjoy quick disbursal of a Personal Loan.
There are many Private Loan Providers in West Bengal. Opt for the bank which is providing Low Interest Personal Loan. Mentioned below is the list of top banks and NBFCs that are providing instant Personal loans in West Bengal.
Bank |
Rate of Interest |
HDFC Bank |
10.25% |
IndusInd bank |
10.25% |
Standard Chartered |
10.75% |
Axis Bank |
10.99% |
Kotak Mahindra |
10.75% |
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