Personal Loan on 35,000 Salary – Quick Approval & Low Rates!
Looking for some extra funds? A collateral-free personal loan at low interest rates and flexible tenure is all you need. Apply online and receive the amount in your account quickly!
Last Updated: 14 April 2025
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Personal Loan for 35000 Salary
Financial emergencies don’t necessarily provide advance notification. Unexpected expenses come and must be dealt with. Regardless of the reason, financial aid is within reach. My Mudra presents its personal loan range on a 35,000 salary and amicable terms. Opt for a personal loan on 35000 salary, especially customised to provide you with financial relief as and when required. Enjoy a hassle-free application process and speedy approval for convenient borrowing.
Key Features and Benefits of Personal Loan on 35000 Salary
Collateral-Free Loan:
Avail a loan without mortgaging any property or assets.
Quick Approval & Disbursal:
With minimal paperwork, rest assured of quick approval and fund transfer in hours.
Flexible Loan Tenure:
Select the repayment duration from 12 to 84 months, depending on your financial requirements and budget.
Affordable Interest Rates:
The interest rate for personal loan on 35000 salary begins at a mere 9.99% p.a., making repayment affordable and economical.
No Usage Restrictions:
Spend the loan on medical expenses, trips, home makeovers, education, or any personal purposes. No restriction is applied.
Transparent Charges & Fees:
There are no hidden charges on a personal loan on 35000 salary. Enjoy a simple loan process with transparency.
Eligibility Criteria for Personal Loan on 35000 Salary
| Eligibility Criteria | Details |
|---|---|
| Age | 21 years - 58 year |
| Monthly Income | Minimum ₹20,000 |
| CIBIL Score Requirement | 700 or higher |
Documents Required for Personal Loan on 35000 Salary
- Documents for KYC: Aadhaar Card
- Other Documents: PAN Card
- Financial Documents: Statements of bank account for the last six months
- Salary Slips: Salary slips of latest three months
- Photograph: Recent passport-size photo
Apply for a Personal Loan on 35,000 Salary With My Mudra
Personal Loan on 35000 Salary – Fees and Charges
Take a look at the fees and charges as you apply personal loan for 35000 salary:
Particulars |
Charges |
|---|---|
| Processing Fee | Ranging between 0.5% and 4% of the loan amount |
| Pre-payment/Part-payment/Foreclosure Charges | Nil for floating rate loans; 2%-5% on the principal outstanding for fixed-rate loans |
| Stamp Duty | As per actuals |
| Legal Fees | As per actuals |
| EMI/Cheque Bounce | Around ₹400 per bounce |
(Note: These charges are subject to change as per policies.)
Why My Mudra for Your Instant Personal Loan on 35000 Salary?
My Mudra simplifies all the procedures involved in opting for a personal loan and finds the best financing option for you.
- Multiple Lenders on a Single Platform: Find the Best Banks & NBFCs for Personal Loans on 35000 Salary with Low Interests.
- Reliable Service: My Mudra works only with financial institutions holding adequate authorisation and a trustworthy reputation.
- On-the-Spot Approval: Benefit from hassle-free, quick loan approval.
- Convenience of Online Banking: Make loan applications and repayment more convenient with our online facilities.
FAQs on Personal Loan on 35000 Salary
What are the latest interest rates on personal loans on a salary of ₹ 35,000?
The personal loan interest rates on a ₹35000 salary start at 9.99% on My Mudra.
Can I get a loan for my wedding?
There is no restriction on the end use of the availed loan. So, you can apply for and use a loan for your wedding.
How much personal loan can I get on 35000 salary?
Lenders typically use the multiplier method to decide the loan amount. The salary typically is multiplied by 10 to 24 times, depending on the lender’s policy. Contact us for further details.
What is the best credit score to get approval for a personal loan on a 35000 salary?
A credit score of 700 or more gives a good chance of loan approval. The higher the score goes, the better your chances of approval and getting the best rates.
How do I calculate the total amount of interest paid on the loan?
Use the My Mudra personal loan EMI calculator; it will show you the total amount you pay along with the EMI. You can subtract the principal borrower amount from the total repayable sum to find out the interest amount you have to pay.
Get Your Personal Loan with Ease!
Access finance and plan your expenses with maximum ease. Apply online in a few seconds and receive funds quickly!
Collateral-Free | Low Interest Rates | Quick Approval
Hear from our Personal Loan customers
Sunita Singh
Verified CustomerI took a loan on a ₹35,000 income and received it within 48 hours. My Mudra's process was clear and extremely easy to understand. No hidden fees or false assurances.
Ravi Pandey
Verified CustomerI had a medical emergency at home and required assistance urgently. My Mudra didn’t care about just my ₹35K salary—they cared about my situation.
Kanika Rajput
Verified CustomerI was hesitant to avail a loan against my ₹35,000 income, but My Mudra arranged it for me. Their executive guided me through every step. Outstanding service.
Praveen Gupta
Verified CustomerSmooth and fast process. My Mudra handled me nicely despite my income being ₹35K. They consider the hard work of people like us.
Akash Sharma
Verified CustomerWith My Mudra, I never felt that I needed to beg for a loan. They honored my ₹35K income and provided several options. I chose the best EMI one.
