Collateral Required


8.5% R.O.I


Less Documentation

In the fertile plains of Punjab, homes stand tall as symbols of prosperity and community. From traditional mud houses in rural villages to modern bungalows in urban centers, Punjab's architecture blends simplicity with functionality. Amidst lush green fields, these homes resonate with warmth and love, embodying the spirit of Punjab's rich culture and close-knit families. Get your Home Loan in Punjab at 8.5% P.A. 

A Home Loan is a secured loan provided by the banks and the NBFCs to the people who are eligible for it. A secured loan means that a borrower must pledge security to the lender for this loan. Home Loans in Punjab can be approved with the lowest interest rate and with less documentation within a day. 

Eligibility and Documentation
of Home Loan in Punjab

Nationality: The borrower must be an Indian Citizen

Age: The age of the borrower must be between 23 years-72 years.

CIBIL Score: The borrower must have a minimum score of 750. 

Occupation: Salaried, Self-Employed, Professional can apply for the Home Loan 

Documents required for Home Loan 

  • KYC Documents 

  • Income Proof 

  • Business Proof (in case of self-employed) 

  • Account Statement 

  • Property Papers


Eligibility and Documentation of Home Loan in Punjab

How to apply for
Home Loan in Punjab?

1. Apply for Home Loan online by clicking on the link and filling in the required details. 

2. Our agent shall call you and give you a brief about the process of a Home Loan. 

3. Complete the documentation online and track the status of your loan application through the My Mudra portal. 

4. Get quick approval and disbursement of your Home Loan

How to apply for Home Loan in Punjab?

Which banks to apply for Home Loan in Punjab?


Interest Rate 


8.00% p.a. - 8.95% p.a.

IDFC First

7.5% p.a. onwards

Axis Bank

7.90% p.a. - 9.30% p.a.

Kotak Mahindra

9.5% p.a. onwards


11.50% to 25% p.a.


Loan Amount



Interest Rate


Your Monthly loan emi Rs.23,537

Monthly amount paid to your loan provider

Interest rate

Total Payble Amount


your loan details as specified by you

Loan Amount
Interest Rate