Plan your investments smarter—use our SIP Calculator to estimate your returns in seconds.
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Mutual funds are one of the smartest and most accessible ways to build long-term wealth in India.
Did You Know? As of January 2025, there were 5.33 crore mutual fund investors in India. The number of investors has been growing rapidly, and it reached 50.1 million (5.01 crore) by the end of September 2024.
Start with as low as ₹500/month through SIPs
Choose from direct vs regular mutual funds
Redeem when you need, with ease
Invest in tax saving mutual funds under 80C
Track your mutual fund returns in real-time
For retirement, education, or wealth creation
At My Mudra, we partner with leading mutual fund companies in India to offer a wide range of funds based on your goals and risk appetite.
For long-term growth and higher returns
Ideal for low-risk, stable income
A balanced mix of equity and debt
Popular tax saving mutual funds under 80C
Short-term parking with quick liquidity
Passive investing made simple and low-cost
Targeted investing in specific sectors/themes
Plan your mutual fund investments easily using a SIP calculator. Just follow these simple steps:
Enter your monthly SIP amount
Set your investment duration
Choose your expected rate of return
View your estimated mutual fund returns instantly
SIPs make mutual fund investing easy and disciplined. They also help average out market volatility.
| Fund Categories | STCG | LTCG | ||
|---|---|---|---|---|
| Pre-Budget 2024 | Post-Budget 2024 | Pre-Budget 2024 | Post-Budget 2024 | |
| Indian Equity Funds/ETFs & Equity-oriented hybrids | 15% (if held for less than 1 year) | 20% (if held for less than 1 year) | 10% (on gains above Rs 1 lakh if held for over 1 year) | 12.5% (on gains above Rs 1.25 lakh if held over 1 year) |
| Debt funds/ETF & debt-oriented hybrids | Slab Rate | Slab Rate | Slab Rate | Slab Rate |
| Debt funds/ETF & debt-oriented hybrids | Slab Rate | Slab Rate | Slab Rate | Slab Rate |
| All FOFs (that hold less than 65% in debt) International/gold funds/ETFs | Slab Rate | Slab Rate if held for less than 2 years | Slab Rate | 12.5% if held for over 2 years |
Did You Know?
ELSS offers both tax-saving and potential wealth growth!
With My Mudra, your journey from discovery to investment is seamless and 100% digital:
Sign up in minutes
Compare the best mutual fund plans
Use tools like our mutual fund calculator and filters
Invest online via SIP or lump sum
Track your returns anytime, anywhere
Trusted Financial Partners: Trusted partnerships with top banks and NBFCs
Diverse Investment Options: Access to a wide range of mutual fund investment benefits
Beginner & Expert Friendly: Suitable for both beginners & experienced investors
Clear Fund Comparison: Transparent fund comparison
100% Digital Process: Completely digital & user-friendly process
We collaborate with top mutual fund companies and financial institutions to offer you a wide range of reliable and high-performing plans. Some of our partners include:
Discover how My Mudra has helped thousands of individuals achieve their financial goals.
"I’ve been trading for the last 5 years, and I love the transparency of My Mudra. I can track my portfolio easily."
SIP Amount
₹10,000/mo
Goal
Wealth Growth
"Great all-in-one platform. SIP calculation and fund comparison is super easy."
SIP Amount
₹5,000/mo
Goal
Retirement
"Setup was super quick. I started investing within minutes."
SIP Amount
₹2,500/mo
Goal
Child Education
"I recently started investing, and My Mudra’s user-friendly interface makes investing in MF so simple and easy."
SIP Amount
₹15,000/mo
Goal
Tax Saving
"My Mudra’s regular reminders and expert insights have helped me stay consistent with my SIPs."
SIP Amount
₹8,000/mo
Goal
Emergency Fund
Expert advice on managing your Mutual Fund investments, improving credit scores, and financial planning.
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Building a corpus of ₹1 crore is achievable with disciplined investing through SIPs. The monthly investment depends on your investment horizon and expected rate of return. This guide explains how much SIP you need for different time periods along with practical examples and planning tips.
Let My Mudra help you navigate the world of mutual funds with confidence and ease. Whether you're looking for mutual funds for beginners or expert-curated plans, we're here to guide you every step of the way.
