MY MUDRA at GFF Mumbai 2026Booth No. R23, Pavilion9–11 Sep 2026Meet Us & Explore Smarter Financial Solutions
Grow your wealth with confidence and invest in mutual funds through My Mudra. Compare mutual fund schemes across equity, debt and hybrid categories, start a SIP from as little as ₹500 where supported by the selected scheme, and complete your online mutual fund investment with zero paperwork through our partnered AMCs.
Note: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
15K+
Active Investors
15+
AMC Partners
100%
Digital Onboarding
Mutual funds pool money from several investors and channel it into shares, bonds and other securities on their behalf. A professional fund manager manages each scheme and selects the underlying assets in line with the scheme’s stated objective.
When you invest, you receive units of the scheme in proportion to your contribution. As the value of the underlying assets rises or falls, so does the Net Asset Value (NAV) of your units. In India, SEBI regulates mutual funds and helps promote transparency in how schemes operate.
With My Mudra, you get a carefully selected shortlist of the best mutual funds in India, sourced from our partnered asset management companies (AMCs), so you can invest with clarity rather than guesswork.
Indian households are increasingly turning to this route to build long-term wealth and the numbers reflect this shift. Equity-oriented schemes have consistently added folios month after month, crossing 16 crore folios in FY25 alone and monthly SIP contributions stood at ₹30,954 crore in May 2026, up 16% year-on-year.
Mutual funds offer professional management, diversification across asset classes and the flexibility to start small and increase your contribution as your income grows. Unlike fixed deposits, they carry the potential for inflation-beating, long-term growth, though returns are always subject to market risk.
Choosing an online mutual fund investment platform like My Mudra also means you can track, compare and manage your holdings from a single dashboard, without visiting multiple AMC websites or branches. This saves both time and effort, especially for first-time investors.
Choosing to invest in mutual funds brings together several practical advantages that make this route appealing to both new and experienced investors in India.
You don’t have to select and manage individual securities yourself because mutual fund schemes are managed according to their stated investment objectives by professional fund managers.
By distributing your funds throughout several securities and industries, you can lessen the impact of any one asset’s poor performance.
You can begin investing through SIPs with amounts starting from ₹500 for schemes that offer that minimum, or make a larger one-time investment depending on the selected scheme and your investment goals.
Most open-ended schemes let you redeem your units on any business day, giving you access to your money when you need it, subject to applicable exit loads.
Mutual funds in India operate within SEBI's regulatory framework, with disclosures designed to help investors understand scheme objectives, risks, holdings and costs.
From equity to debt, hybrid to tax-saving options, there is a scheme suited to nearly every financial goal and risk appetite.
Choosing among the best mutual funds in India starts with understanding the categories on offer. SEBI has classified schemes into defined categories to help investors compare them on a like-for-like basis.
Equity mutual funds may be best suited for investors with a longer time horizon of five years or more and a higher risk tolerance. They mostly invest in corporate shares. They carry the potential for higher returns but also greater short-term volatility.
Debt mutual funds invest in fixed-income securities such as government securities, corporate bonds and money market instruments. They may suit investors seeking relatively lower volatility than equity-oriented funds, although returns are not guaranteed and these schemes still carry market and credit risks.
In different ratios, hybrid plans make investments in both debt and equity. They are a popular option for moderate-risk investors who don’t want to commit to a single asset class fully. They seek to strike a balance between growth potential and relative stability.
ELSS mutual funds invest predominantly in equities and have a mandatory three-year lock-in. Under the Income-tax Act, 2025, eligible ELSS investments qualify for deductions under Section 123 read with Schedule XV, subject to applicable tax-regime conditions.
Instead of being actively managed, index funds passively follow a market benchmark, such as the Sensex or Nifty 50. They are designed to provide market exposure by tracking a benchmark, and their costs may differ from those of actively managed schemes.
Liquid funds invest in short-term money-market and debt instruments and may be used by investors seeking a relatively short-term investment option. Returns are market-linked and not guaranteed.
There is no universal amount that every investor should invest. The amount you choose should fit your financial situation, investment goals and ability to stay invested over time.
The right amount depends on factors such as:
Start with an amount that fits comfortably within your regular income.
Account for rent, household expenses, insurance premiums and other regular commitments.
Ideally, maintain adequate funds for unexpected expenses before committing a large amount to long-term investments.
Consider your existing EMIs, credit card dues and other repayment obligations when deciding how much you can invest.
Your investment amount may differ depending on whether you are investing for retirement, education, a home purchase or another goal.
Longer-term goals may allow you to plan investments differently from short-term financial needs.
Consider how comfortable you are with market fluctuations and choose schemes accordingly.
Before deciding how much to invest, ensure your regular expenses and essential financial commitments are covered. You can then use the My Mudra SIP or Mutual Fund Calculator to explore different investment amounts and time horizons.
Deciding between a SIP investment and a one-time payment depends on your cash flow, goals and market outlook. Both are valid ways of investing in mutual funds and a lot of investors combine the two.
A systematic investment plan allows you to make regular, usually monthly, contributions of a set amount. This strategy supports rupee-cost averaging and disciplined investing, which may reduce the long-term effects of market fluctuations.
However, a lump payment means taking on a bigger commitment all at once. It may suit investors who have a lump sum amount to invest, such as a bonus and a higher tolerance for short-term market movement.
Since SIP mutual funds don’t need timing the market and can start with amounts as low as ₹500 every month, they are thought to be a more accessible starting point for the majority of first-time and salaried investors.
Whichever route you pick, the goal remains the same: identifying the best mutual funds in India for your particular goal, risk tolerance and time horizon, rather than chasing the highest short-term returns.
AMFI SIP definition and minimum ticket size data, cited via Stockgro industry report, December 2025.
Want to invest a lump sum instead? Explore our SIP Page to understand how regular instalments work.
Start Your Investment JourneyGetting started with your online mutual fund investment on My Mudra is quick and entirely digital.
Visit the My Mudra Mutual Fund Platform: Go to the My Mudra mutual fund investment page and click “Invest Now” or submit the assistance form to begin your investment journey.
Log In or Register: Existing users can log in using their registered mobile number. If you’re a new user, register by entering your name, mobile number and email address.
Verify Your Mobile Number: Complete the OTP verification to securely activate your account.
Access Your Investment Dashboard: Once logged in, explore mutual fund categories, browse investment options and create goal-based investment plans from your dashboard.
Choose a Mutual Fund and Start Investing: Select a mutual fund that matches your financial goals and follow the on-screen instructions to complete your mutual fund investment or SIP setup, depending on your selected investment method.
Still unsure which scheme suits you best? Request a call back to get expert insights from our investment advisors.
Before you begin your online mutual fund investment, check whether you meet the basic eligibility criteria that most Indian AMCs and platforms follow.
Resident individuals aged 18 years and above can invest independently. A parent or legal guardian can make investments on behalf of minors.
Resident Indians, NRIs and eligible overseas investors may invest in Indian mutual funds, subject to applicable FEMA, SEBI and scheme-specific requirements.
You must complete your Know Your Customer (KYC) formalities, a mandatory, one-time process for all investors as per SEBI norms.
A functional bank account in your name is required for both investment and redemption transactions.
Investors must provide PAN and other information or documents required under applicable KYC and regulatory requirements.
Keeping your documents ready ensures a smooth, faster onboarding for your mutual fund investment. As with any financial product, having your paperwork in order helps you get started without delays.
PAN
Valid identity and address proof for KYC
Bank account details
Mobile number and email address
FATCA/CRS-related declarations, where applicable
Nomination-related details or declarations, as applicable
The exact documents and verification requirements may vary depending on the investor profile, AMC, KYC status, and applicable regulatory requirements.
Meeting these criteria does not guarantee returns, but it is the first practical step towards building a disciplined, long-term investment habit that aligns with your income and financial goals.
Check Your EligibilityBefore you commit to a scheme, it helps to estimate what your money could potentially grow into. Our SIP and lump sum calculators, built for your online mutual fund investment, let you enter your investment amount, expected tenure and expected rate of return to see an illustrative estimated corpus.
Whether you plan to put money into mutual funds through a SIP or a one-time payment, running the numbers beforehand helps you set reasonable planning assumptions.
This tool is meant purely for illustration and planning purposes. Actual returns depend on market performance and are never guaranteed, so use the calculator as a starting point for your financial planning, not a promise of returns.
ELSS is an equity-oriented mutual fund category that may qualify for a deduction of up to ₹1.5 lakh under Section 123 read with Schedule XV of the Income-tax Act, 2025, subject to applicable conditions and the tax regime chosen by the taxpayer. The provision corresponds broadly to the earlier Section 80C framework under the Income-tax Act, 1961.
ELSS has a mandatory three-year lock-in period. Tax treatment on redemption depends on applicable capital-gains provisions and the nature and holding period of the units.
Tax rules can change, so investors should verify the applicable provisions for the relevant tax year or consult a qualified tax professional.
ELSS also carries the shortest mandatory lock-in among Section 80C options, at just three years, compared to 15 years for PPF.
Beyond ELSS, gains from equity funds are taxed based on the holding period, while debt fund gains are taxed at your income slab rate regardless of how long you hold them. We recommend consulting a qualified tax advisor for guidance specific to your financial situation.
My Mudra makes it simple to invest in mutual funds without the usual hassle of comparing multiple AMC platforms individually.
Fund Comparison: We help you explore and compare mutual fund schemes based on available scheme information, investment categories and your stated goals and risk preferences.
15+ AMC Partners: Access a wide range of schemes from India’s leading fund houses, all in one place.
100% Digital Process: Complete your KYC and investment entirely online, with no branch visits required.
Transparent Comparisons: View expense ratios, past performance and fund category side by side before you decide.
Ongoing Support: Our team can assist you with the investment process, platform-related queries and available scheme information.
My Mudra partners with 15+ leading asset management companies across India, giving you access to a wide spectrum of equity, debt, hybrid and tax-saving mutual funds from a single platform.
Our team works directly with these AMCs to bring you updated scheme information, so your best mutual funds in India comparison is always based on current data rather than outdated figures.
The My Mudra business team will confirm and add specific AMC partner names and logos, as this data was not provided in the source brief.
Mutual funds are market-linked investments and their returns are not guaranteed. The level of risk varies by scheme and asset category, so two schemes held in the same portfolio can behave very differently in the same market.
Equity-oriented schemes can experience significant short-term volatility. A longer investment horizon may give investors more time to manage market fluctuations, but it does not eliminate the possibility of loss. Debt schemes carry relatively lower market risk but are exposed to interest rate and credit risk instead.
Diversification and professional management can help manage volatility over a longer horizon, though past performance does not guarantee future results. Before investing, review the scheme's risk level, investment objective and portfolio, and choose options that match your financial goals and risk tolerance.
Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Many of our investors chose to invest with My Mudra to start or grow their portfolio. From first-time SIP investors to those consolidating a larger mutual fund portfolio, our platform has supported a wide range of financial goals. Many of our investors chose to invest in mutual funds with My Mudra precisely because comparing the best mutual funds in India felt overwhelming elsewhere. Our curated approach helped simplify that decision for them.
"The investment process was easy to understand, and I was able to explore different mutual fund options without visiting multiple platforms."
Investment
₹10,000/mo
Goal
Wealth Growth
"I was looking for a simple way to start investing through SIP. The online process was convenient and the team helped me understand the steps involved."
Investment
₹5,000/mo
Goal
Retirement
"The platform made it easier to compare different mutual fund options in one place. I liked that I could review the available information before making my investment decision."
Investment
₹2,500/mo
Goal
Child Education
"As a first-time mutual fund investor, I had several questions about the process. The support team helped me understand the onboarding and investment process."
Investment
₹15,000/mo
Goal
Tax Saving
"The digital investment journey was convenient and saved me the trouble of visiting different platforms. I could explore fund options and complete the required process online."
Investment
₹8,000/mo
Goal
Emergency Fund
Compare mutual fund schemes across equity, debt, hybrid and tax-saving categories, check your goals and complete your online mutual fund investment with My Mudra in just a few minutes.
Guides on comparing schemes, sizing your investment and staying invested through market cycles.
Comparing the three most common equity categories investors pick for a SIP. Understand how each one is built, the kind of volatility to expect and which investor profile each category tends to suit.
