How to Get a Loan for Doctors to Open a Clinic in India

Opening a clinic is a dream for many medical professionals in India. It represents your independence, career growth and the opportunity to provide personalised care. However, a clinic requires significant capital. Starting from the infrastructure and equipment to hiring staff, it all adds up. That’s where a loan for doctors to open clinic becomes not just helpful but often essential.

The right financial support helps you to turn your plans into reality without draining your savings. My Mudra helps in getting a loan for doctors faster and easier than ever. Let's check everything in detail in the upcoming sections below.

Why Doctors Need Financial Support to Open a Clinic?

While doctors may enjoy stable earnings, opening a clinic requires upfront expenses that can go into lakhs. You’ll need money for everything from interiors and licences to medical tools and salaries.

A professional loan for doctors helps you cover these expenses without financial stress. It gives you the breathing room to focus on what matters most.

Types of Loans Available for Doctors

Here is the list of loans available for doctors:

1. Professional Loan for Doctors

This loan is specially created for licensed professionals. Whether you're setting up a clinic, renovating your space, or need working capital, it’s here to support your goals. You can also expect higher loan amounts and longer repayment tenures compared to regular loans.

2. Personal Loan for Doctors

A personal loan for doctors offers flexibility. You can use these funds for any requirement, from buying equipment to marketing. These loans require minimal documentation and often have faster disbursals.

3. Instant Loan for Doctors

Certain platforms offer instant loans for doctors who are in need of emergency care. Through My Mudra, you can get quick online approval and same-day disbursal.

Why Choose My Mudra?

My Mudra has helped thousands of professionals secure loans through an effortless, digital-first experience. Here’s why doctors trust us:

1. Tailored Loan Products: Depending on your requirements, you can choose from a professional, personal or instant loan for doctors.

2. Quick Online Process: Apply in minutes with minimal paperwork.

3. Instant Approval: Get real-time updates and instant loans for doctors disbursal options.

4. Tie-ups with Top Banks and NBFCs: Get access to the best interest rates.

5. Transparent Terms: No hidden charges, just honest, reliable service.

Who Can Apply for a Loan for Doctors?

To apply for a loan for doctors to open clinic, you need to meet a few basic requirements:

• Must be a qualified MBBS, BDS, BHMS, BAMS, or allied practitioner
• Valid medical registration with a recognised board (like MCI or State Council)
• Age between 24-65 years
• Minimum 1 year of professional experience
• Monthly income of ₹25,000 or more

Meeting these requirements increases your chances of securing a loan for doctors to open clinic quickly.

Documents Required to Open a Clinic for Doctors

Here is the list of documents required when planning to apply for a doctor’s loan:

• PAN card & Aadhaar Card
• Address proof
• Medical degree & registration certificate
• Income Proof (Bank statements 6–12 months, ITR filings)
• Qualification Certificates (MBBS/BDS/BAMS/etc)

With My Mudra, you can upload documents digitally for faster processing of your loan for doctors.

How to Apply for a Loan for Doctors to Open Clinic?

Applying for a loan for doctors on My Mudra is easy:

1. Visit the Official Website: Navigate to the loan section and choose the loan for doctors category.

2. Fill in Basic Details: Enter your name, profession, mobile number, loan amount, and income.

3. Upload Documents: Submit scanned KYC and income proof.

4. Get Instant Approval: If eligible, get an instant loan for doctors.

5. Disbursal: Once approved, your bank account is credited.

Summing Up

Owning your clinic doesn’t need to feel out of reach. With the right support, your dream is entirely possible. It is much easier than you think.

A loan for doctors to open clinic can give you the boost you need to start strong. Whether you’re looking for an instant approval personal loan, a longer-term professional loan, or a quick instant loan, My Mudra is here to help you get there.

Start your journey with us and take that step towards clinic ownership today.

Also Read:
- Know How Doctors Can Secure MSME Loans Successfully
- 5 Common Misconceptions About Doctor Loans in 2025