First Millennia IDFC Credit Card

Designed to meet the millennial lifestyle IDFC first bank millennia credit card is just as cool as it looks! With its 10X Reward Points, low interest rates & amazing merchant discounts this card will stay with you forever.

First Millennia IDFC Credit Card

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IDFC CREDIT Cards

ELIGIBILITY CRITERIA FOR
First Millennia IDFC Credit Card

1

Citizenship

You must be an Indian citizen.

2

Age

Your age must be above 18 years.

3

Salary

Your monthly salary must be at least 25,000 or above.

4

CIBIL

Your CIBIL Score should be above 700.

Benefits of First Millennia IDFC Credit Card

No joining fee or annual membership charges

There is no joining fee or monthly charges on the IDFC First Millennia Credit Card

No Expiry Date on Rewards

Redeem your reward points at any time with a single click with IDFC bank millennia credit card

Travel benefits

It comes with 4 complimentary railway lounge visits per quarter, complimentary roadside assistance worth ₹1,399, fuel surcharge waiver of 1% (up to ₹200 per month) at all fuel stations across India.

Conversion into EMIs

Convert your spending into easy EMIs with the IDFC Millennia Credit Card

Joining Benefits

Get Rs. 500 voucher on spending Rs. 15000 and 5% cashback upto Rs 1000 on the first EMI paid with millennia idfc credit card

Low finance charges

IDFC FIRST Millennia Credit Card offers low finance charges ranging from 0.75% to 3.5% per month

Shopping Benefits

With attractive shopping discounts you can also enjoy up to 20% discount at over 1500 restaurants across the country with millennia credit card idfc

Interest-free cash withdrawal

IDFC first bank millennia credit card offers zero interest charges on local and international cash withdrawals for up to 48 days.

FREQUENTLY
ASKED QUESTIONS

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What are the eligibility criteria for the First Millennia IDFC Credit Card?

The eligibility criteria for the First Millennia IDFC Credit Card are mentioned below.

  • Citizenship: You must be an Indian citizen.
  • Age: Your age must be above 18 years.
  • Salary: Your monthly salary must be at least 25,000 or above.
  • CIBIL: Your CIBIL Score should be above 700.
How can I get the First Millennia IDFC Credit Card?

The process of getting the First Millennia IDFC Credit Card is mentioned below.

  1. Apply for the First Millennia IDFC Credit Card by filling in the required information.
  2. Get the documentation done online or offline.
  3. First Millennia IDFC Credit Card will be sent to your communication address.
  4. Change the PIN and start using your First Millennia IDFC Credit Card.

 

Are there any travel benefits on First Millennia IDFC Credit Card?

Yes First Millennia IDFC Credit Card provides you travel benefits. You can save money and get rewards for bookings and tickets.

What is the interest rate on First Millennia IDFC Credit Card?

The interest rate for the First Millennia IDFC Credit Card starts from 0.75% to 3.5% per month (9% to 42% per annum).

 

Can I convert my spending on EMI on First Millennia IDFC Credit Card?

You can easily convert your expenditure above 2500 into EMI and pay them on a monthly basis.