Find the Perfect
credit card

Now manage your expenses seamlessly with HDFC credit card and get access to amazing offers, rewards, exclusive discount and enjoy extra privileges of HDFC credit card. So why delay? Apply now for the HDFC credit card and acquire unbeatable deals!


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Top Credit Cards on Our Marketplace


HDFC Infinia Credit Card

  • Earn 5 reward points on every spent of Rs. 150
  • Hotel and dining benefits (complimentary nights & buffet at participating ITC hotels)
  • Club Marriott membership for 1st year & complimentary lounge access.

HDFC Freedom Credit Card

  • Earn 1 reward points on every spent of Rs. 150
  • Welcome and renewal benefit of 500 reward points on realisation.
  • Worth Rs. 1000 gift voucher on annual spend of Rs. 90,000

HDFC Millennia Credit Card

  • 1000 cash points as a welcome benefit.
  • 1% and 2.5% cashback on all offline and online spending respectively
  • Get the 1st-year membership fee waived on spending of Rs. 30,000 and above in 1st 90 days

Apply for personal Account


Apply for personal Account


Apply for personal Account

Perks of HDFC credit card

  • Convenience why carry wads of cash around when you can pay with a simple swipe with your credit card, which is safe too.So stop carrying large amounts of cash around and pay for anything anytime without worrying about dropping the money somewhere. You can even link your credit card to your digital wallet! convenience-icon
  • Interest-free credit A Credit Card comes with a grace period between purchase and payment (could be up to 50 days) during which the bank does not charge any interest.
  • Cash Backs and discounts From fuel surcharge waivers to great online shopping deals, your HDFC Bank Credit Card opens the doors to a host of CashBacks offers and Reward Points, especially with selected offline and online merchants. work-icon1
  • business-credit-score Credit score Most people are not aware of this, but a Credit Card benefits your credit score. Organizations like CIBIL give credit scores to individuals depending on how prompt they have been in their payments. Using a Credit Card and repaying on time provides a boost to your credit score.
  • Recurring payments While Credit Cards are great for one-time payments, you can also set them up to automatically make recurring payments such as your phone, electricity or gas bills.
  • Flexible Repayment HDFC credit card enables you for the flexible repayment options with amazing interest rates for both online and in store credit card purchase. So go cashless with HDFC credit card. .

Eligibility criteria for applying for an HDFC Credit Card

  • age Age Applicants need to be at least 21-65 years old.
  • citizenship Nationality Applicants must be Indian citizens as per HDFC Bank's guidelines.
  • employment-status Employment Status Salaried individuals or self-employed with a stable source of income can apply for it.
  • yearly_income Yearly Income HDFC Bank has a stable annual income requirement for credit card applicants.



Identity Proof

Aadhar card, passport, or driving licence are required for identity confirmation


Address Proof

Aadhar card, passport, utility bills, or rental agreement are required to confirm your residential address.


Income Proof

Salary slips, income tax returns, or bank statements are necessary to see your financial capability to repay credit card dues


Age Proof

Aadhar card, passport, or birth certificate are the documents required to verify your age.


PAN Card

Permanent Account Number (PAN) card is mandatory for identity verification and financial records.


Form number 60

If you don't have a PAN card then this form is required and it serves as an alternative identity proo

Three simple steps to get your HDFC Credit Card

Buying a credit card from a credit card marketplace website involves browsing, comparing, selecting


Choose your
Credit Card

Choose the credit card as per your requirements for example shopping traveling,business, etc.


Upload the
required Document

The documents required for Credit Card Identity Proof, Address Proof, and Income Proof.


Credit Card

You will get the credit card at your address. Activate the card by setting up the PIN.

Find the Answers to Your Credit Card Questions Here

What are the Fees applicable on HDFC Credit Card?
Annual Card fees will range from Rs 500 to Rs 10,000 on basis of Credit Card variant also they are offering LIFETIME FREE Credit Card.

Steps to apply for a Credit Card Appy hassle free here. We will guide you.

Step 1 : Authenticate yourself using Customer ID or Debit Card.

Step 2 : Enter your Net Banking password

Step 3 : Select your employment details

Step 4 : Select your Card

Step5 : Check your Address deatils

Done. No documentation, No complex paper work , Apply anytime & Get additional Rs 1000 amazon voucher with LIFETIME FREE Credit Card.

In event of an unexpected emergency use you Credit Card for Hospital bills and cash withdrwals 24*7.

Accidental Insurance : you will be eligible for Accidental death insurance upto 5 times your Credit Card limit maximum up to Rs. 50,00,000/- for the subsequent month.

Purchase Protection - Fire & Burglary coverage for the items purchased above Rs. 5000/- using insured HDFC Bank Credit Card (Up to 180 days).

The featured of Millennia Credit Card.

  • 2.5% CashBack on all online spends.
  • 1% CashBack on all offline spends and wallet reloads.
  • 8 Complimentary Domestic Airport Lounge access annually.
  • 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and Smart Buy.
Yes you can apply for HDFC Credit Card Online through My Mudra.

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