Enjoy extra privileges and rewards with HDFC Credit Card. Get your card today and avail of all the benefits. Cashbacks and privileges are waiting for you. What are you waiting for? Apply Now and get best deals.

Process of getting a Credit card


Choose your
Credit Card

Choose the credit card as per your requirements for example shopping traveling, business, etc.



The documents required for Credit Card Identity Proof, Address Proof, and Income Proof.


Credit Card

You will get the credit card at your address. Activate the card by setting up the PIN.

Credit Card Benefits


Why carry wads of cash around when you can pay with a simple swipe of your card? A Credit Card is one of the simplest ways to pay for anything – no more counting out change or writing cheques, just present the plastic! You can even link your card to your digital wallet.

Recurring payments

While Credit Cards are great for one-time payments, you can also set them up to automatically make recurring payments such as your phone, electricity or gas bills.

Interest-free credit

A Credit Card comes with a grace period between purchase and payment (could be up to 50 days) during which the bank does not charge any interest.

Cash Backs and discounts

From fuel surcharge waivers to great online shopping deals, your HDFC Bank Credit Card opens the doors to a host of CashBacks offers and Reward Points, especially with selected offline and online merchants.

Credit score

Most people are not aware of this, but a Credit Card benefits your credit score. Organizations like CIBIL give credit scores to individuals depending on how prompt they have been in their payments. Using a Credit Card and repaying on time provides a boost to your credit score.


One of the benefits of a Credit Card in India is that it’s much safer than carrying large amounts of cash around. You don’t have to worry about dropping the money somewhere or having your pocket picked.


Identity Proof

You can present either an Aadhaar card, PAN card, Driving license, Voter ID card, or Passport.

Address Proof

You can present an Aadhaar card, PAN card, Driving license, Voter ID card, or Passport as proof of address.

Income Proof

As income proof you should have the latest payslip, Form 16, Income tax (IT) return.

Age Proof

Tenth standard school certificate, Birth certificate, Passport, and Voter ID card for the age proof.

PAN card

PAN card photostat is a mandatory document for the Credit Card.

Form 60

In some cases you should submit Form 60.


Drop your Question Here ?
What are the Fees applicable on HDFC Credit Card?
Annual Card fees will range from Rs 500 to Rs 10,000 on basis of Credit Card variant also they are offering LIFETIME FREE Credit Card.

Steps to apply for a Credit Card Appy hassle free here. We will guide you.

Step 1 : Authenticate yourself using Customer ID or Debit Card.

Step 2 : Enter your Net Banking password

Step 3: Select your employment details

Step 4: Select your Card

Step5: Check your Address deatils

Done. No documentation, No complex paper work , Apply anytime & Get additional Rs 1000 amazon voucher with LIFETIME FREE Credit Card.

In event of an unexpected emergency use you Credit Card for Hospital bills and cash withdrwals 24*7.

Accidental Insurance : you will be eligible for Accidental death insurance upto 5 times your Credit Card limit maximum up to Rs. 50,00,000/- for the subsequent month.

Purchase Protection - Fire & Burglary coverage for the items purchased above Rs. 5000/- using insured HDFC Bank Credit Card (Up to 180 days).

The featured of Millennia Credit Card.

  • 2.5% CashBack on all online spends.
  • 1% CashBack on all offline spends and wallet reloads.
  • 8 Complimentary Domestic Airport Lounge access annually.
  • 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and Smart Buy.
Yes you can apply for HDFC Credit Card Online through My Mudra.