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TYPES OF FIRST
CREDIT CARDS

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First Select

A card that comes with premium features and gives you unlimited access to the airport lounge.

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First Power

Savings on mobility, utility, and other everyday expenses with First Power Card. Enjoy unlimited benefits.

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First WOW

Utilize your fixed deposit, get First WOW Card, and avail of privileges in addition to the interest rate on the card.

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First Millennia

A card designed for the Millennial lifestyle. Comes with unlimited rewards, cash back, and much more. .

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First Classic

A card that seeks good value and exceptional rewards. Save more than 7000 just by using the card.

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First Wealth

Privileges like no other card. Unlock travel benefits, and evergreen rewards on this card.

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Apply for personal Account

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Apply for personal Account

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Apply for personal Account

The Benefits of Our Credit Card

  • Convenience We are heading towards a cashless society. A plastic card through which you can pay for anything. Also, you can link your credit card to the digital wallet and pay with your phone. convenience-icon
  • Rewards and Cashbacks A credit card offers rewards like free shopping trips or flight tickets. You can get cashback on payments done by a credit card.
  • EMI Payments A credit card allows you to make big purchases by offering an EMI facility. It lets you convert your bill amount into manageable monthly installments or EMIs. loan
  • business-credit-score Interest- Free Period A Credit Card comes with a grace period between purchase and payment (could be up to 50 days) during which the bank does not charge any interest. This is a perfect example of buy now and pay later.
  • Track and Pay for your Expenses Credit cards come with an added advantage for users. You can easily track the expenses of your month and pay bills without missing them.
  • Improve your CIBIL Using credit cards strategically can strengthen your CIBIL score. Use your credit card regularly to pay your bills and make your repayments on time before the due dates.

DOCUMENTS REQUIRED TO GET THE CREDIT CARD

1

Identity Proof

You can present either an Aadhaar card, PAN card, Driving license, Voter ID card, or Passport.

2

Address Proof

You can present an Aadhaar card, PAN card, Driving license, Voter ID card, or Passport as proof of address.

3

Income Proof

As income proof you should have the latest payslip, Form 16, Income tax (IT) return.

4

Age Proof

Tenth standard school certificate, Birth certificate, Passport, and Voter ID card for the age proof. proof.

5

PAN Card

PAN card photostat is a mandatory document for the Credit Card.

6

Form 60

In some cases you should submit Form 60.

Process of Credit Credit card

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Choose your
Credit Card

Choose the credit card as per your requirements for example shopping traveling, business, etc.

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Upload
Documents

The documents required for Credit Card Identity Proof, Address Proof, and Income Proof.

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Activate
Credit Card

You will get the credit card at your address. Activate the card by setting up the PIN.

Find the Answers to Your Credit Card Questions Here

Is credit card interest-free?
The interest rate for First Credit Card is 9%-42% per annum.

To avail Credit card you should have a steady source of monthly income. The net monthly income for getting an IDFC Bank Credit Card is at least Rs 25,000. The applicant can be salaried or self-employed.

Yes you can withdraw an amount from First Credit without paying any interest up to a certain number of days.

2.5% Over- Limit charge subject to the minimum of Rs. 500.

The ideal CIBIL Score to avail an Credit Card is 750 and above. A good credit score will not only give quick approval to applicants but also offer a high credit limit.
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