First Select IDFC Credit Card

Enjoy Premium Lifestyle with FIRST Select Credit Card. It comes with a superior rewards program, travel perks, and round-the-year offers, trip cancellation covers up to Rs.10,000, no annual fees, and low-interest rates.

First Select IDFC Credit Card

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First Select IDFC Credit Card



You must be an Indian citizen.



Your age must be above 18 years.



Your annual income should be above 12 lacks or above.



Your CIBIL Score should be above 700.

Benefits of First Select IDFC Credit Card

Rewards with no expiration date

10X Reward Points on incremental spends above ₹25,000 per month and spends done on your birthday. 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹25,000 per month.

Joining Benefits

Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation. 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation.


Buy one, get one offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month). 300+ Merchant offers throughout the year. You can get a 20% discount at 1500+ restaurants. Up to 15% discount at 3000+ Health & Wellness outlets.

Premium Benefits

4 complimentary Domestic airport lounge visits per quarter. 4 complimentary Railway lounge visits per quarter. Cancellation cover for 2 claims up to INR 10000, will be available for hotel and flight booking cancellations.

VISA First Select IDFC Credit Card

Get discounts on Airport Fast Track immigration service. Also, you will get discounts on Airport transfer limousine services. Discounts on self-book your dining, staycation, flights, and activities. Access to over 900 luxury hotels around the world with discounts.

MASTERCARD First Select IDFC Credit Card

Limo Service Airport Pick Up and Drop. Cardholders will be assisted through the airport with all aspects of their departure and arrival. You will get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year

Insurance and Road Assistance

Roadside Assistance worth ₹1,399. Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month. Air Accident Cover of ₹1crore. Personal Accident Cover of ₹5,00,000* and Lost Card Liability Cover of ₹50,000. Also, you will get comprehensive Travel Insurance Cover of ₹22,500.


Convert transaction above 2500 in to easy EMI with few clicks. Enjoy convenient transfer of balances from your other bank credit cards.


Drop your Question Here ?
Is there any joining fee for First Select IDFC Credit Card? 

There is no joining fee for First Select IDFC Credit Card.

What is the interest rate for First Select IDFC Credit Card?

First Select IDFC Credit Card comes with a low-interest rate starting from 9%- 42% per annum.

What are the fees and charges associated with First Select IDFC Credit Card?

The interest rate is 0.75%-3.75% pm. Also, OVL Charges will be 2.5% of the over-limit amount subject to a minimum charge of ₹500. And Forex Markup at 1.99% for all international transactions. Also the Late Payment Fee - 15% of the Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250).

What is the eligibility criteria for getting First Select IDFC Credit Card?

Your annual income should be above 12 lacks or above for getting the First Select IDFC Credit Card.

How can I redeem the Reward Points that I have earned on my card?

You can directly use your points to pay for your online purchases or when shopping at a store. Just choose the option to 'pay with points'. You can also redeem your Reward Points against amazing offers at