First Wealth IDFC Credit Card

Get travel benefits, evergreen rewards, lowest interest rates, and exclusive lifestyle benefits with First Wealth IDFC Credit Card.

First Wealth IDFC Credit Card

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First Wealth IDFC Credit Card



You must be an Indian citizen.



Your age must be above 18 years.



The salary of the person should be 36 lakhs or above



Your CIBIL Score should be above 700.

Benefits of First Wealth IDFC Credit Card

No expiration on Rewards

10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday with wealth credit card IDFC. 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month.

Joining Benefits

Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of idfc bank wealth credit card generation. 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation


Buy one, get one offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month). 300+ Merchant offers throughout the year. You can get a 20% discount at 1500+ restaurants. Up to 15% discount at 3000+ Health & Wellness outlets.

Premium Benefits

4 complimentary Domestic airport lounge visits per quarter. 4 complimentary Railway lounge visits per quarter. Cancellation cover for 2 claims up to INR 10000, will be available for hotel and flight booking cancellations.

VISA First Wealth IDFC Credit Card

Get discounts on Airport Fast Track immigration service. Also, you will get discounts on Airport transfer limousine services. Discounts on self-book your dining, staycation, flights, and activities. Access to over 900 luxury hotels around the world with discounts with IDFC first bank wealth credit card

MASTERCARD First Wealth IDFC Credit Card

Limo Service Airport Pick Up and Drop. Cardholders will be assisted through the airport with all aspects of their departure and arrival. You will get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year

Insurance and Road Assistance

Roadside Assistance worth ₹1,399. Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month. Air Accident Cover of ₹1crore. Personal Accident Cover of ₹5,00,000* and Lost Card Liability Cover of ₹50,000. Also, you will get comprehensive Travel Insurance Cover of ₹22,500 with IDFC first wealth credit card


Convert transaction above 2500 in to easy EMI with few clicks. Enjoy convenient transfer of balances from your other bank credit cards from IDFC wealth credit card


Drop your Question Here ?
What are the charges on First Wealth IDFC Credit Card?

OVL Charges will be 2.5% of the over-limit amount subject to a minimum charge of ₹500. And Forex Markup at 1.99% for all international transactions. Also the Late Payment Fee - 15% of the Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250).

What is the interest rate of First Wealth IDFC Credit Card? 

First Wealth IDFC Credit Card comes with a minimum interest rate starting from 0.75% to 3.5% per month (9% to 42% per annum).

What is the eligibility criteria for having First Wealth IDFC Credit Card?

The salary of the person should be 36 lakhs or above.

What is the time period of availing rewards of First Wealth IDFC Credit Card? 

These reward points are for a lifetime you can use them at any time.

How can I avail reward points from First Wealth IDFC Credit Card?

You can directly use your points to pay for your online purchases or when shopping at a store. Just choose the option to pay with points. You can also redeem your reward points against amazing offers at