A classic card is a Super Rewarding Card! It offers exceptional value with 10X reward points, great discounts, insurance coverage, and low-interest rates. A dependable card free for life.
You must be an Indian citizen.
Your age must be above 18 years.
Your annual salary must be Rs. 300000 and above
Your CIBIL Score should be above 700.
There is no joining fee or monthly charges on the First Classic IDFC Credit Card.
10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday. 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month with IDFC first bank classic credit card
Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation. 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation.
25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month). 4 complimentary Railway lounge visits per quarter. Complimentary Roadside Assistance worth ₹1,399. Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month.
Convert all transactions above ₹2,500 into easy & convenient EMIs from your mobile app. Instant EMI conversion for all online transactions above ₹2,500 on the bank’s OTP page.
Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege.
Interest rate of IDFC classic credit card starting from 0.75% to 3.5% per month (9% to 42% per annum).
Interest-free Cash withdrawal on Domestic and International ATMs for up to 48 days with IDFC first classic credit card.
Your annual salary must be above Rs. 300000 and above if you want to get a First Classic IDFC Credit Card.
IDFC FIRST Bank offers low-interest rates starting from 9% to 42% per annum.
There are no membership fees or annual fees for the First Classic IDFC Credit Card.
You can directly use your points to pay for your online purchases or when shopping at a store. Just choose the option to 'pay with points'. You can also redeem your reward points against amazing offers at idfcfirstrewards.poshvine.com.
No, the First Classic IDFC Credit Card comes with evergreen reward points. You can use them at any point in time.