my-mudra-logomy-mudra-logo
my-mudra-logomy-mudra-logo
Become Our PartnerCredit Score+91-7291919151
+91-7291919151
my-mudra-logo
  • Loans
    • Personal Loan
    • Business Loan
    • Professional Loan
    • Secure Loan
  • SIP
  • Bond
  • Insurance
    • Health Insurance
    • Motor Insurance
  • Cards
    • Credit Cards
  • Resources
    • Blog
    • Calculators
    • Credit Score
    • Gallery
    • News
Pay Bill
PayBill
FacebookInstagramLinkedInXYoutube

"Check Your Loan Eligibility in Minutes!"

Apply Now
Apply Now
HomeBlogprofessional loanWhat is CA (Chartered Accountant) Loan?

What is CA (Chartered Accountant) Loan?

Explore the complete guide to Chartered Accountant loans including features, loan amount, interest rate, and documents required.

What is CA (Chartered Accountant) Loan?
Anjali Singh

Anjali Singh

Assistant Manager

Published Date:Dec 16, 2022

Business Loan

  • ▸Business Loan
  • ▸Unsecured Business Loan
  • ▸Working Capital Loan

Personal Loan

  • ▸Wedding Loan
  • ▸Holiday Loan
  • ▸Medical Loan
  • ▸Personal Loan

Professional Loan

  • ▸Loan for CA
  • ▸Loan for CS
  • ▸Loan for Doctor
  • ▸Loan for Architect

Secure Loan

  • ▸Loan Against Property
  • ▸Home Loan
  • ▸Car Loan
  • ▸Loan Against Mutual Funds
CalculatorsEMI Calculator•PL EMI Calculator•BL EMI Calculator•Car Loan EMI Calculator•Home Loan EMI Calculator•LAP EMI Calculator•SIP Calculator
Loan Amount Pages
₹1 Lakh Personal Loan•₹2 Lakh Personal Loan•₹3 Lakh Personal Loan•₹4 Lakh Personal Loan•₹5 Lakh Personal Loan•₹6 Lakh Personal Loan•₹10 Lakh Personal Loan

Location Wise Loan

Delhi NCRTelanganaHyderabadChhattisgarhWest BengalUttar PradeshAhmedabadLucknowPatnaTamil NaduAndaman & NicobarHaryanaMaharashtraMadhya PradeshOdishaAssamBiharRajasthanPunjab
my-mudra-logo
+91-7291919151
+91-7291919151
info@mymudra.com

Follow Us On

Facebook IconInstagram IconX IconLinkedIn IconYouTube Icon

Contact Information

My Mudra Fincorp Limited,

Second Floor, 17A/45, WEA, Karol Bagh,

New Delhi, Delhi 110005.

My Mudra Fincorp Limited,

Second Floor, IAPL House, 2/9, Block 2, West Patel Nagar,

New Delhi, Delhi 110008.

About UsOur TeamCareersPrivacy PolicyTerms & ConditionsPartner LoginContact UsInvestor RelationsRefund & Cancellation PolicySitemapHDFC Bank Important LinksExperian Dispute Portal LinkRevoke Credit Score ConsentMotor Insurance HelpdeskSachet PortalGrievance PortalRevoke All ConsentGrievance Redressal PolicyRBI CMS

CIN NO.: L65191DL2013PLC257611 | © COPYRIGHT 2026 | ALL RIGHTS RESERVED | MY MUDRA FINCORP LTD.

Updated Date:
Jul 20, 2026

Professional Loan for CA is a one-stop solution by My Mudra to invest by utilizing your degree. CA loans can be given to all CA professionals based on their degrees or income. The loan offered on the degree of CAs is known as the degree surrogate while the one offered on the income is known as the income surrogate. My Mudra offers CA loans up to 75 lakhs with a tenure period of 96 months and multiple variants to be chosen by the applicant.

There are many loans available with My Mudra, a loan for CA is one of the variants that offer loans to CA's on their income or on their degree. Applying for a professional loan for CA is a swift three-point process with My Mudra. Opt for the best possible option to apply for a Chartered Account loan from drop line OD, term loan. Choose for the longer tenure and repay with easy and flexible installments. Opt for a CA loan and never run out of money. It offers quick finance to your firm. My Mudra is offering a Chartered Accountant loan with quick disbursal in your account. Banks, NBFCs, and other financial institutions are offering loans at attractive interest rates.

Where can one Utilize a CA Loan?

Professional loans CA, be utilized by the borrowers in the following cases

  • Expanding finances: A CA in practice needs more resources which a CA loan can easily fulfil.
  • Operational expenses: The operational expenses can be utilized by the CA firm to run it hassle-free.
  • New assets: Buying new assets can make you feel the pinch. But with a loan for CA, you can easily manage expenses.

Get a CA Loan with Competitive Interest Rates

Variants of CA Loan

Apart from granting CA loans on degree and income, there is another option available for applying for the CA loan.

  • Drop-line Overdraft: With a Dropline Overdraft, a borrower can overdraw funds from their current account up to a certain limit, but at the same time the actual withdrawal limit of the overdraft reduces every month from the sanctioned limit.
  • Term loan: A term loan is a usual loan having the same interest rate throughout the tenure of the loan. A CA firm having a constant flow of income and not required to withdraw money at different intervals of time can opt for the CA loan.

Eligibility Criteria and Documents Required for CA Loan

  • Nationality: The candidate should have citizenship in India to apply for a CA loan.
  • Age: The age of the applicant should be between 22 years- 72 years.
  • CIBIL Score: Boast your CIBIL score and increase the chances of approval of a loan. Usually, a CIBIL score higher than 700 is considered to be eligible for applying for a loan.
  • KYC documents: An applicant should have all the documents like voter ID, Aadhaar card, PAN card, and bank details.
  • Certificate of Practice: A certificate of practice should be submitted as an essential document to apply for a CA loan.

Interest Rate and Other Charges

Type of fee

Charges

Rate of Interest

10.75%

Processing fee

2100.00 + GST

Other charges

NIL


How to Apply for a CA Loan?

After getting to know what is CA loan, it is apt to know the process of applying for a professional loan for CA. Follow the following instructions and get your loan approved hassle-free.

  • Visit the Website of My Mudra and go to the section of CA Loan under the professional loan section.
  • Click on Apply Now and fill in the required information. Click on Submit.
  • You shall get a call from My Mudra executive briefing you about the process for professional loans as well as the EMI CA loan structure.
  • You will get the soft approval of the loan for CA instantly over the mail. Also, get to know the EMI CA Loan on your screen by using the CA Loan EMI Calculator.
  • Enjoy quick disbursement of Professional loans in your account.

Conclusion

Professional loan for CA is a one-stop solution for all chartered accountants to quench their thirst for financial needs. A professional loan is provided to all chartered accountants on their income or degree with minimal paperless documentation. My Mudra is providing aid to all CAs who are willing to take hassle-free loans, and quick disbursals in your account from top banks. You can get instant approval for the loan and can even check the EMI CA Loan using the calculator. Get the loan approved at the lowest interest rate and make the loan a planned decision.

Also Read:
- How to Use Your CA Degree to Take a Professional Loan?
- Features of Professional Loan for Chartered Accountants

Anjali Singh

Anjali Singh

Assistant Manager

LinkedIn Icon

Hey there, I'm Anjali Singh. With over 6 years of experience in finance, I specialize in creating content on banking, loans, and financial planning. My goal is to simplify complex financial topics and help readers make informed decisions through my articles.

Quick Contact

Recent Posts

Interior Design Loan: How to Finance Home Interior and Decoration Expenses

Interior Design Loan: How to Finance Home Interior and Decoration Expenses

Jul 31, 2026
Best Mid Cap Mutual Funds in India: Top Funds, Returns & How to Choose

Best Mid Cap Mutual Funds in India: Top Funds, Returns & How to Choose

Jul 31, 2026
How to Apply for SIP from My Mudra: A Complete Beginner's Guide

How to Apply for SIP from My Mudra: A Complete Beginner's Guide

Jul 24, 2026
Home Loan Eligibility for Self-Employed: Income, Documents & Eligibility Criteria

Home Loan Eligibility for Self-Employed: Income, Documents & Eligibility Criteria

Jul 24, 2026
MSME Working Capital Loan: Eligibility, Documents & Benefits

MSME Working Capital Loan: Eligibility, Documents & Benefits

Jul 13, 2026

Related Articles

OD Loan for Doctors: Benefits, Eligibility & How It Works

Professional Loan · Jul 7, 2026

OD Loan for Doctors: Benefits, Eligibility & How It Works

Need flexible funds for your medical practice? Explore how an OD loan for doctors works, its benefits, eligibility criteria, interest calculation, and why it's a smart financing option for healthcare professionals.

Doctor Loan Eligibility: Criteria, Documents & Approval Guide

Professional Loan · Jul 2, 2026

Doctor Loan Eligibility: Criteria, Documents & Approval Guide

Planning to apply for a doctor loan? Learn the complete eligibility criteria, required documents, income and age requirements, credit score expectations, and approval process to improve your chances of getting a doctor loan with ease.

Doctor Loan by SBI, ICICI & Bajaj Finance (2026 Guide)

Professional Loan · May 24, 2026

Doctor Loan by SBI, ICICI & Bajaj Finance (2026 Guide)

Looking for a Doctor Loan from SBI, ICICI Bank, or Bajaj Finance? Explore interest rates, eligibility criteria, loan benefits, repayment options, and financing solutions for medical professionals in India.