
"Check out the Top 10 Fintech Companies in India making loans and payments easy. Learn how these best fintech companies in India are changing finance!"
Published: 6 September 2023
Updated: 21 February 2025
Gone are the days of long bank lines and lots of paperwork. Thanks to fintech companies in India, financial services are a tap away. FinTech simplifies loan applications. You can track your progress and get instant approvals.
Top fintech companies in India are changing how people access financial services. They are also boosting the country's economy. Their growth is contributing to India's financial stability.
Fintech is making financial help easy, like online shopping. You can get instant loan approvals and track them in real time. In this blog, we’ll explore the top fintech companies in India. These companies make banking services easy to access.
Here are the top 10 fintech companies in India. They are changing the way people manage money with fast and easy digital solutions.
Paytm (short for "pay through mobile") is a leading name among India's top 10 fintech companies. Founded in 2010 by Vijay Shekhar Sharma, this fintech company has its base in Noida.
Paytm lets consumers pay with their mobiles. It also helps merchants accept payments using QR codes. It has partnered with financial institutions. They provide services like microloans and buy now, pay later (BNPL) options. This helps both consumers and businesses.
Paytm offers many services. These include bill payments, money transfers, ticket booking, and retail brokerage products. Its easy interface and safe payment options make it a trusted choice for millions in India. Paytm is a leading fintech company in India. It promotes financial inclusion by making transactions easier and more accessible.
PhonePe is a top fintech company in India. It provides easy digital payment and financial services. The company launched its app in August 2016. It uses the Unified Payments Interface (UPI). This has transformed how people do digital transactions in India.
PhonePe supports 11 Indian languages. Users can send and receive money, recharge mobiles, and pay utility bills. They can also make DTH and data card payments with little effort. Many businesses and merchants use PhonePe for fast and safe payments at stores.
PhonePe drives financial inclusion, making digital transactions easy for millions in India. PhonePe focuses on digital payments and financial empowerment. It plays a key role in shaping India’s fintech ecosystem.
Zerodha stands out as a leading fintech company in India. It transforms stock trading and investments. Its platform is easy to use and affordable. Zerodha was started in 2010 by Nithin and Nikhil Kamath. The company has its headquarters in Bengaluru. Today, it is India's largest stock brokerage firm by active clients.
The platform has a zero brokerage model for equity investments. It also offers cheap trading for intraday and derivative transactions. Zerodha’s Kite platform has a smooth interface and advanced charting tools. It makes trading easy for both beginners and experts. The company also offers mutual fund investments through Coin. Users can access learning resources via Varsity and algorithmic trading with Streak.
Zerodha is a leader in discount broking. It has made investing easier for millions in India. It makes it easier to join the stock market. It offers innovative features, clear pricing, and strong analytical tools.
Zerodha stands out as a leading fintech company. It focuses on innovation and customers. This offers easy financial solutions for traders and investors.
Groww is a leading fintech company in India. The mobile app is easy to use. It makes investing simpler and ensures everyone can access it. Launched in 2017, this direct mutual fund investment platform gained popularity fast. It soon became a top choice for investors.
As demand grew, the platform expanded its offerings beyond mutual funds. In early 2020, Groww launched several new features. These included stock trading, digital gold, and exchange-traded funds (ETFs). They also added intraday trading and IPO investments, all in one year.
Groww now has over 1.5 crore users in more than 900 cities in India. They help people invest with convenience from their smartphones. The platform is easy to use. Its real-time market data makes it a trusted name in Indian fintech.
CRED is a unique platform. It rewards people for paying their credit card bills on time. Made to offer more than bill payments, it provides users with access to exclusive offers.
CRED helps credit card users manage many cards. It also provides detailed insights into their credit scores. Users with high CRIF scores can earn exclusive rewards. This happens when they pay their bills using the app.
CRED stands out for its spend tracking and management. It gives users a clear view of their spending patterns. This helps users use their credit cards better. It shows where they are efficient and where they can improve.
CRED is a top company in India. It keeps changing how people manage their credit cards.
My Mudra is a top fintech company in India. It makes the loan process simple and smooth. Borrowers can apply for loans on the My Mudra website. They can also track their application status in real-time.
The platform provides various financial services. These include instant personal loans, overdraft facilities, and cash credit options. Since 2013, My Mudra has worked to create a stable society. We aim to change how people see loans. Instead of viewing loans as a burden, we want people to see them as smart financial choices.
My Mudra has undergone much expansion. It now has over 140 branches in India. This provides people with a way to get loans at low interest rates. The company works with leading banks and NBFCs. They provide a mix of physical and digital banking services. This creates a phygital platform for financial solutions.
My Mudra helps make loans easier. They guide borrowers to make smart financial choices. We turn loans into planned solutions, not burdens.
MoneyTap is the first app-based fintech company in India to offer credit lines. It focuses on meeting the credit needs of the middle class. MoneyTap partners with top banks to provide a personal credit line. This line combines the benefits of a personal loan and a credit card.
MoneyTap is available in over 40 cities. It offers small to medium cash loans. Users can access credit using their smartphones in a short amount of time. MoneyTap helps users get the funds they need. This applies to both emergencies and planned expenses. The platform provides low-interest rates. Users can also pick EMIs that fit their budget.
MoneyTap offers a simple and fast loan process. Users can get funds with minimal effort and without complications. The app-based credit line lets users borrow when they need to. This makes it easy to manage their finances. MoneyTap is perfect for covering medical emergencies, travel costs, and other expenses.
Razorpay is a leading fintech company in India. It offers smart digital payment solutions for businesses of all sizes. Razorpay, started in 2014, offers an easy and secure way to handle online payments. It assists businesses in managing payments without difficulty. They can use different methods like credit cards, debit cards, net banking, UPI, and wallets.
The platform provides tools for recurring billing, subscription management, and payment gateway services. This makes it ideal for businesses. Razorpay aims to make payments easier for businesses and customers. It provides quick activation, easy integration, and solid security for smooth transactions.
Razorpay is now a trusted name in India’s fintech scene. It serves thousands of businesses, from startups to large firms.
BharatPe is one of the top 10 fintech companies in India. It offers digital payment solutions customized for small merchants and Kirana stores. BharatPe started to fill this gap. Its goal is to help merchant partners grow across India.
BharatPe has grown into a complete fintech platform. It offers simple, safe, and secure financial products. BharatPe helps merchants run their businesses better. They offer digital payment solutions, working capital loans, and support for business growth. The platform provides features like QR code payments and no-cost EMIs. This helps all merchants, including those in remote areas, complete transactions with ease.
BharatPe dedicates itself to financial inclusion. This has helped millions of small merchants grow their businesses. Now, they can access digital financial services that were once beyond their reach.
Paisabazaar started in 2014 in Gurugram. Yashish Dahiya, Alok Bansal, and Naveen Kukreja founded it. Now, it’s one of India’s top loan marketplaces. Owned by PB Fintech, Paisabazaar has redefined the loan application process in India.
Paisabazaar offers many lending options. This allows users to compare and get loans from top banks with little difficulty. It takes little effort. The platform prioritizes user convenience and transparency. It helps customers in finding loans that fit their needs.
In July 2018, Paisabazaar hit a major milestone. It reached a loan disbursal rate of $1 billion for the year. This growth shows the company’s promise to make financial aid easier for millions in India.
With Paisabazaar, getting financial support has become a smooth and easy process. The platform offers instant approvals and tailored loan suggestions. This makes borrowing simple and has earned the trust of millions.
India’s top 10 fintech companies are transforming the financial landscape. They simplify money management, making loans and investments more accessible. These companies tackle financial issues. They help the economy grow and make funds available to everyone.
With constant innovation, they increase financial awareness and help individuals and businesses.
Looking to manage your finances better? Explore these fintech solutions and take control of your future today!
Also read: Top 10 Loan DSA Company in India