Top 10 FinTech Companies in India

"Explore the best fintech companies in India, including the top 10 fintech firms in Delhi. Read our blog on the top 10 fintech companies in India to get details."

5 mins read

Published: 6 September 2023

Updated: 3 October 2023

Many Fintech Companies have established their name in India and are becoming a helper in booming the nation's economy. The constant growth of fintech companies in India has been observed and has contributed to making India a financially stable nation. This article deals with the top 10 fintech companies in India that are helping people continuously in their financially hard times.

A fintech company provides all kinds of financial services through technology. With the advancement in technology financial services have become a cakewalk for the people. Now all the financial services are available on the phone. At your fingertips, you can apply for a loan and get instant approval on the phone. In addition, you can also track the loan application online just like you are tracking the delivery of your ordered item through shopping apps. Taking financial aid become easy and breezy with the advancement of technology fintech companies in India are important.

The long queues of submitting documents to banks and facing rejection in getting loans have been changed. Now you can just apply for the loan and get it approved while sitting in your comfort zone. You will be updated on every step of the process through lenders' representatives. Get to know the top fintech companies available in India that are making financial services at your fingertips.

Best Fintech Companies in India


Paytm (an acronym for "pay through mobile") is an Indian multinational financial technology company, or one of the top 10 fintech companies in India, that specializes in digital payments and financial services, based in Noida. It was founded in 2010 by Vijay Shekhar Sharma under One97 Communications. The fintech company offers mobile payment services to consumers and enables merchants to receive payments through its QR code, point of sale, and online payment gateway offerings. In partnership with financial institutions, Paytm offers financial services such as micro-loans and buy now, pay later to its consumers and merchants. Apart from bill payments and money transfers, the company also provides ticketing services, retail brokerage products, and online games.


PhonePe is an Indian digital payments and financial services company headquartered in Bengaluru, Karnataka, India. PhonePe was founded in December 2015, by Sameer Nigam, Rahul Chari, and Burzin Engineer. The PhonePe app, based on the Unified Payments Interface (UPI), went live in August 2016.

The PhonePe app is available in 11 Indian languages. Using PhonePe, users can send and receive money, recharge mobile, DTH, and data cards, make utility payments, pay at shops, invest in tax-saving funds, and liquid funds, and buy insurance, mutual funds, and digital gold.


BillDesk is one of the top fintech organizations founded in 2000 with the name Limited started its journey by making payments easier. It enables a platform for the users to pay their bills on time. You can easily make payments at the comfort of your home. It has emerged as the largest payment gateway ecosystem in the world. The technology of paying bills in the comfort of your home has been a need of the common man for a long. BillDesk has helped people solve the problem of paying bills by standing in a long queue.


Groww is India's online investment platform that enables anyone to invest and earn more just through their phone. Groww aimed to provide the necessary information, resources, and user experience for people to start investing in the simplest way possible. In 2017, Groww started as a direct mutual fund distribution platform and within a year became one of the most popular mutual fund investment platforms in the country. Following user demand, Groww added stocks in the early half of 2020 and the same year launched digital gold, ETFs, Intraday trading, and IPOs in quick succession. Today, more than 1.5 crore users across 900+ cities across India trust Groww for their investment needs.


CRED is a members-only club that rewards individuals for their timely credit card bill payments by providing them with exclusive offers and access to premium experiences. It is a platform that allows credit card users to manage multiple cards along with an analysis of their credit score. Members with a high Experian or CRIF score are eligible for exclusive rewards upon payment of their credit card bills through the app. Among many of the features in the app are CRED's credit card spend tracking and management feature which provided the user with analysis of spend tracking and efficiency of usage of the card.

My Mudra

My Mudra is the financial aid provider which is an emerging fintech company in India. They are making the process of financial aid a cakewalk. A borrower can either download their app and apply for the loan easily. You can also track the loan application of the loan through their app.

In addition, they also provide the facility of instant personal loans, overdraft facilities, and cash credit facilities. My Mudra has laid its foundation with the dream of creating a financially stable society. Altering the mindset of people, from a loan as a burden to a loan as a planned decision. Started in 2013 and now has successfully left its footprints in every state with a total of more than 140+ branches My Mudra is the bridge between you and the banks which are preferred to take loans at the low-interest rates. We are your helpers in providing you with personal loans, home loans, and business loans. My Mudra is tied up with the top banks and NBFCs to assist you in every way possible in financial services. My Mudra is making the loan a planned decision rather than a burden on my shoulders.


MoneyTap is India's first app-based credit line. Offered in partnership with leading banks, it is not just a personal loan, not just a credit card, but a personal credit line. In simple words, MoneyTap is catering to the credit needs of middle-class customers in India. Present in 40+ cities, we are providing small-medium cash loans, quick credit on mobile, affordable interest rates, and flexible EMIs.


LENDINGKART Technologies Private Limited is a fin-tech startup in the working capital space. The Company has developed technology tools based on big data analysis which facilitates lenders to evaluate borrower's credit worthiness and provides other related services.

LENDINGKART Finance Limited (formerly Aadri Infin Limited), is a non-deposit-taking NBFC, providing SME lending in India. The Company aims to transform small business lending by making it convenient for SMEs to access credit easily. The Company uses technology and analytics tools, analyzing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately.


BharatPe is an Indian fintech company that sells digital payment and financial services to small merchants and Kirana stores. BharatPe started its journey to address this gap and aid the growth of merchant partners. Today they are a one-stop fintech destination that empowers millions of merchants with easy-to-use, safe, and secure financial products.


Paisabazaar, co-founded by Yashish Dahiya, Alok Bansal, and Naveen Kukreja in Gurugram, Haryana in 2014, is owned by PB Fintech, the parent company of the insurance technology platform Policybazaar. In July 2018, the platform achieved an annualized loan disbursal rate of $1 billion. The company has made it easier to avail of the loans. Taking financial aid has become a cakewalk for people with Paisabazaar.


If we are talking about the top 10 fintech companies in India, then the above-listed companies will definitely be on the list. All the fintech companies have contributed to the economy of the nation. These companies have provided a solution to the problem faced by people and make finance an easy thing. These companies are working hard to make financial awareness common to everyone.

Also read: Get your Personal Loan Approved with a Low CIBIL Score

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