How often does CIBIL score update?

CIBIL scores are generally updated every 7 to 15 days, depending on when your lender reports your latest credit activity to the credit bureau.

Why hasn't my CIBIL score changed after paying my EMI?

Your lender may not have reported the latest payment yet. Once the bureau receives updated information, your score will be recalculated during the next reporting cycle.

Does CIBIL score update automatically?

Yes. The update happens automatically after your lender submits your latest credit information. You do not need to request a manual update.

How long does it take for CIBIL score to update after loan closure?

In most cases, the loan closure is reflected within 7 to 15 days, provided the lender has reported the account as closed to the credit bureau.

Can I speed up my CIBIL score update?

No. Borrowers cannot speed up the reporting process. However, if the update takes unusually long, you can contact your lender to confirm whether the latest information has already been shared.

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How Often Does CIBIL Score Get Updated? — Frequency, Timeline & Tips

CIBIL score updates every 30–45 days. Know when lenders report, why your score hasn't changed yet, and how to track updates faster. Check your free credit score on My Mudra.

Anjali Singh

Assistant Manager

Published Date:Jul 10, 2026

Frequently Asked Questions

Anjali Singh

Assistant Manager

Hey there, I'm Anjali Singh. With over 6 years of experience in finance, I specialize in creating content on banking, loans, and financial planning. My goal is to simplify complex financial topics and help readers make informed decisions through my articles.

Others · Jul 10, 2026