IDFC Bank Credit Card - Check Features, Benefits & Fees

IDFC Credit Card is the one-stop solution for all your financial needs just a metallic card can help you in becoming financially secure and stable. A credit card usually has a certain limit as per your bank balance and spending amount. A person with an IDFC Credit Card shall be given a credit amount up to which a person can spend without having that money in their bank account. Just imagine, with a metallic card you can spend an amount of money which is not even in your account.

IDFC Bank Credit Card can be applied online through the portal of IDFC First Bank or even through the websites through which the bank has formed a digital partnership. Credit Card is just one step away from you. Apply for an IDFC Credit Card Online today with minimal documentation and avail all the benefits. IDFC credit card comes with exclusive benefits and reward points. The article below shall help you understand all the cards that IDFC First Bank offers and also the benefits associated with them.

IDFC Millennia Credit Card

IDFC Millennia Credit Card is the one that is specially designed to meet the lifestyle needs of a millennial. The IDFC Credit Card can be taken by anyone with an annual income of 3 lacs or above. The Millennia Card will provide you with 10X Reward Points, low interest rates, and amazing merchant discounts.

Benefits of IDFC First Millennia Credit Card

Here is the list of all the benefits that are offered by the IDFC First Millennia Credit Card.

Apply IDFC credit card to avail of the 10X Reward Points on incremental spending above ₹20,000 per month and spending done on your birthday. Apart from that you shall get 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month. These are the non-expiring points and can be used anytime in the respective stores.

After the IDFC credit card apply online you will get the welcome benefits. The benefits include a Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation. 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation.

Privileges from IDFC First Millennia Credit Card

• 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)

• 4 complimentary Railway lounge visits per quarter

• Complimentary Roadside Assistance worth ₹1,399

• Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month. *Applicable only on transaction values between ₹200 & ₹5000.

• 300+ Merchant offers, All year long. Up to 20% discount at 1500+ restaurants

• Up to 15% discount at 3000+ Health & Wellness outlets.

• Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000.

Convenience that you can get the First Millennia Credit Card

• Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app

• Instant EMI conversion for all online transactions* above ₹2,500 on the bank's OTP page

• Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege

IDFC First Classic Credit Card 

IDFC First Classic Credit Card is super beneficial for the person who has an annual income of more than 3 lacs per year. With IDFC Bank Credit Card you can get 10X Reward Points on incremental spends above ₹20,000 per month and spending done on your birthday

6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month. The IDFC Credit Card will never expire throughout your life.

The IDFC First Classic Credit Card Welcome voucher is worth ₹500 on spending ₹15,000 or more within 90 days of card generation. 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation.

Benefits of IDFC Classic Credit Card

Privileges that IDFC First Classic Credit Card

• 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)

• 4 complimentary Railway lounge visits per quarter

• Complimentary Roadside Assistance worth ₹1,399

• Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month

• *Applicable only on transaction values between ₹200 & ₹5000 | 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants |

• Up to 15% discount at 3000+ Health & Wellness outlets

• Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000

Convenience from IDFC First Classic Credit Card

• Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app

• Instant EMI conversion for all online transactions* above ₹2,500 on the bank's OTP page

• Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege*

IDFC First Select Credit Card

With the IDFC FIRST Select Credit Card, you can enjoy incredibly low markup fees on international transactions and ensure a hassle-free trip. Take advantage of our best-in-class features and extensive online shopping benefits. The maximum eligibility for an IDFC First Select Credit Card is Rs. 12 Lacs or more.

Benefits of IDFC Select Credit Card

IDFC Card Online Apply to get 10X Reward Points on incremental spends above ₹25,000 per month and spends done on your birthday. 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹25,000 per month. These reward points will never expire and can be used for purchases.

The IDFC Select Credit Card Welcome voucher is worth ₹500 on spending ₹15,000 or more within 90 days of card generation. 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation.

Privileges IDFC First Select Credit Card

1. Movie, Online, and Dining Discounts 'Buy one, get one offer on movie tickets up to ₹250 on the Paytm mobile app (valid twice per month)

3. 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health & Wellness outlets

4. Complimentary Domestic airport lounge visits per quarter, on minimum monthly spends of Rs.5000.

5. Complimentary Railway lounge visits per quarter

VISA Offers

• Airport Meet & Greet - Enjoy discounts on Airport Fast Track immigration service at over 450 destinations worldwide.

• Airport Transfers - Lucrative discounts on Airport transfer limousine service across in over 3000 cities across 83 countries.

• Concierge - This service provides a modern, personalized experience for you to self-book your dining, staycation, flights, and activities.

• Luxury Hotel Collection - Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3 PM check-out upon request, and others.

MasterCard Offers

• Limo Service Airport Pick-Up and Drop - Book a ride for friends, family, or any beneficiary of your choice at over 50 locations around the world.

• Airport Meet & Assist - Cardholders will be assisted through the airport with all aspects of their departure and arrival.

• Golf Program - 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year (not more than 1 round/lesson in a single calendar month).

Insurance and Road Assistance

• Complimentary Roadside Assistance worth ₹1,399

• Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month *Applicable only on transaction values between ₹200 & ₹5000

• Air Accident Cover of ₹1crore*

• Personal Accident Cover of ₹5,00,000* and Lost Card Liability Cover of ₹50,000

• Comprehensive Travel Insurance Cover of ₹22,500*

IDFC First Select Wealth Credit Card

The IDFC First Select Wealth Credit Card exceptional credit card unlocks a world of travel perks, evergreen rewards, and exclusive lifestyle benefits. With the lowest interest rates available, there’s no reason to aspire for another credit card. The borrower must have an annual income of Rs. 36 Lacs.

Benefits of IDFC First Wealth Credit Card

Apply IDFC Credit Card 10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday. 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month. You will get unlimited rewards that are never expiring.

IDFC First Wealth Credit Card offers a welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation. 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 30 days of card generation.

Movie, Online and Dining Discounts 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health &Wellness outlets

Premium Benefits

• 4 complimentary Domestic & International airport lounge, spa visits per quarter, on minimum monthly spends of Rs.5000

• .Lounge pre-booking process: For Lounges that require a Pre-book.

• 2 complimentary Golf rounds per month for every ₹20,000 of monthly statement spends

• Cancellation for any reason (CFAR) insurance: Cancellation cover for 2 claims up to INR 10000, will be available for hotel and flight booking cancellations.

VISA Offers

• Airport Meet & Greet - Enjoy discounts on Airport Fast Track immigration service at over 450 destinations worldwide.

• Airport Transfers - Lucrative discounts on Airport transfer limousine service across in over 3000 cities across 83 countries.

• Concierge - This service provides a modern, personalized experience for you to self-book your dining, staycation, flights, and activities.

• Luxury Hotel Collection Access

Insurance and Road Assistance

• Complimentary Roadside Assistance worth ₹1,399

• Fuel surcharge waiver of 1%, at all fuel stations across India,up to ₹400/month *Applicable only on transaction values between ₹200 & ₹5000

• Air Accident Cover of ₹1 crore*

• Personal Accident Cover of ₹10,00,000* and Lost Card Liability Cover of ₹50,000

• Comprehensive Travel Insurance Cover of USD 1200

IDFC First Power Credit Card

IDFC First Power Credit Card is the one-stop solution for your all petrol or diesel feeling. Don't let your pockets become heavy with the expenses of diesel and petrol. The IDFC First Power Credit Card can help you in reducing the cost of these expenses. Get unlimited rewards that are never expiring.

Benefits of IDFC Power Credit Card

• Save up to ₹7,000 annually with this credit card, enough to buy you 65+ liters of fuel

• Welcome benefits worth ₹1,400

• Get rewarded for every UPI transaction

• Low & Dynamic Interest rates starting at 9% per annum

• 0% Interest on ATM Cash Withdrawals until the due date

• Up to 5% savings on your fuel expenses of up to ₹5,000 every month

• 2.5% savings as Rewards on Grocery & Utility expenses of up to ₹4,000 every month

• 2.5% savings as Rewards on IDFC FIRST FASTag recharge of up to ₹2,000 every month

• 2X Rewards on other retail transactions

• ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above*

• 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*

• ₹150 Discount on orders above ₹500 on Swiggy

• ₹500 Discount on Zoomcar rentals

• Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar.

IDFC First WOW Credit Card

If you are a person who is saving through a fixed deposit. Then IDFC First Bank has a credit card for you on your all FDs. Get the maximum interest rate on the fixed deposit and also get a credit card on it. Double benefit by IDFC First WOW Credit Card. The interest rate of 7.5% P. A shall be given to all the fixed deposit holders. 

Conclusion

IDFC credit card online apply through My Mudra website. My Mudra is among the top fintech companies that help people in getting loans and credit cards. They are providing loans and credit cards through an online portal. IDFC First Credit Card can help you in becoming financially stable and wiser. Apply for the IDFC credit card and pass all the barriers of financial insecurities.

Also read: Get your Personal Loan Approved with a Low CIBIL Score