Loan Against Property Starting at 8.5% p.a. – Get Up to ₹50 Crore Against Your Property

Check Your Loan Against Property Eligibility

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50,000+ Happy Customers
₹15,000+ Cr. Loans Disbursed
Wide Loan Amount Range (₹1 L – ₹50 Cr)
100% Online Process
Minimal Documentation

50,000+ Happy Customers

Join our growing family of satisfied customers

Why Choose My Mudra for Loan Against Property?

Lowest Interest Rates on Loan Against Property

Compare Loan Against Property interest rates from HDFC, Axis Bank, ICICI, Federal Bank, and 15+ other lenders. We help you find the lowest rate starting at 8.5% p.a. based on your profile.

100% Digital Loan Against Property Application

Apply for Loan Against Property online from home. Upload documents digitally, track your application status, and get approval without visiting any branch.

High Loan Against Property Amount

Get a Loan Against Property from ₹5 Lakh to ₹50 Crore based on your property valuation. Borrow up to 80% of your residential or commercial property's market value.

Flexible Loan Against Property Tenure

Choose a repayment tenure that fits your budget – from 5 years to 20 years. Longer tenure means lower EMI, shorter tenure means less total interest.

Quick Loan Against Property Approval

Receive Loan Against Property offers within 48-72 hours of document submission. Our team coordinates with lenders to expedite your approval and disbursal.

Personalized Loan Against Property Matching

Get Loan Against Property offers matched to your income, property type, location, and credit profile. We recommend the best bank for your specific situation.

How to Apply for Loan Against Property Online with My Mudra

Check Your Loan Against Property Eligibility

Enter your mobile number, property details, and income information. Our system instantly evaluates your Loan Against Property eligibility across 15+ banks and NBFCs.

Compare Loan Against Property Offers

Review personalized Loan Against Property offers showing interest rates, loan amounts, tenure options, and EMI calculations. Compare HDFC, ICICI, Axis Bank, and other lenders side by side.

Submit Documents & Get Disbursal

Upload your documents online, schedule property valuation, and complete verification. Once approved, your Loan Against Property amount is disbursed directly to your bank account.

Once you finalise your loan against property application, the submitted documents are verified, and you have the disbursal directly to your account.

Loan Against Property EMI Calculator – Plan Your Repayment

Use our Loan Against Property EMI Calculator to estimate your monthly payments before you apply. Enter your desired loan amount, expected interest rate, and preferred tenure to see your EMI, total interest, and total repayment amount.

Try now to get the Monthly EMI, Total Interest & Total Payable instantly.

Loan Against Property Eligibility Criteria – Do You Qualify?

Do you qualify for a loan against land property? Here’s the criteria:

Pro tip: A CIBIL score of 750+ can help you get the lowest Loan Against Property interest rate. Check your score before applying and take steps to improve it if needed.

Documents Required for Loan Against Property Approval

Do you qualify for a loan against land property? Here’s the criteria:

Got these ready?

Who Can Apply for Loan Against Property? – Your Property, Your Funding Solution

Whether you're a business owner, salaried professional, or self-employed – unlock your property's value:

Business Owners & Entrepreneurs

Use Loan Against Property for working capital, equipment purchase, inventory stocking, or business expansion. Lower interest rates than business loans mean more savings for your company.

Salaried Professionals

Access large funds for major expenses like home renovation, child's education abroad, or medical emergencies. Loan Against Property offers higher amounts than personal loans at lower EMIs.

Self-Employed Professionals

Doctors, lawyers, CAs, architects, and consultants can use Loan Against Property to set up or expand their practice, buy equipment, or manage cash flow during lean periods.

Manufacturers & Traders

Fund machinery upgrades, raw material bulk purchases, or warehouse expansion with Loan Against Property. Use your factory or commercial property as collateral for best rates.

Parents Planning Higher Education

Finance your child's education at top universities in India or abroad. Loan Against Property offers higher loan amounts and longer tenure than education loans for expensive programs.

Families Planning Major Events

Fund destination weddings, milestone celebrations, or home renovations without depleting your savings. Loan Against Property gives you the funds you need at affordable EMIs.

Debt Consolidation Seekers

Replace multiple high-interest loans (credit cards, personal loans) with a single Loan Against Property at lower interest rates. Simplify your finances and reduce total interest paid.

Medical Emergency Funding

Access substantial funds quickly for critical medical treatments, surgeries, or long-term care. Loan Against Property provides higher amounts than health loans when you need it most.

What Our Loan Against Property Customers Say

R

Rajesh Sharma, Manufacturing Owner, Delhi

Verified Customer

"I needed ₹1.2 Crore to expand my manufacturing unit. My Mudra compared Loan Against Property rates from 8 different banks and got me approved at 9.25% p.a. with Axis Bank. The entire process from application to disbursal took just 12 days. Saved almost ₹4 Lakhs in interest compared to my first quote."

R

Riya Menon, IT Professional, Bangalore

Verified Customer

"My daughter got admission to a US university, and I needed ₹45 Lakhs quickly. Personal loan rates were 14-16%. My Mudra helped me get a Loan Against Property at 9.5% from Federal Bank. The EMI is ₹47,000 instead of ₹65,000 – that's a huge difference over 15 years."

S

Sunita Agarwal, Retail Business Owner, Jaipur

Verified Customer

"I had 3 personal loans and 2 credit cards with combined EMI of ₹85,000. My Mudra consolidated everything into one Loan Against Property at 10% interest. Now I pay just ₹58,000 EMI and will be debt-free 3 years earlier. The transparency throughout was excellent – no hidden charges."

Current Loan Against Property Interest Rates (2025)

Loan Against Property interest rates in India start as low as 8.5% p.a. and can go up to 13.5% p.a., depending on the bank, property type, and borrower profile. At My Mudra, we help you compare and choose from leading banks like HDFC, ICICI, Axis, and Federal Bank to find the lowest interest rate for your LAP.

Best Bank for Loan Against Property in India

Choosing the right lender can save you lakhs in interest. Some of the best banks for Loan Against Property in 2025 include HDFC, ICICI, Axis, and Federal Bank — known for their competitive rates, faster processing, and flexible tenure.

Banks / NBFCs Rate of Interest
Axis Bank 8.66% p.a
Bajaj Small Housing Finance 9% p.a
Federal Bank 8.50% p.a.
L&T 9.85% p.a.
ICICI HFC 9.90% p.a.
DCB Bank 9.75% p.a.
JANA Small Housing Finance 12% p.a.
CAPRI 13.50% p.a.
Chola Mandlam 12% p.a.

Our Loan Against Property Banking Partners

Aditya Birla
BOI
Fullerton
HDFC Bank
Hero Fincorp
ICICI Bank
IndusInd Bank
Kotak
L&T Finance
PaySense
Poonawalla
Yes Bank
Standard Chartered

Apply for Loan Against Property Online – Unlock Your Property’s True Value

Ready to convert your property into funds? Apply for Loan Against Property online with My Mudra and get access to India's best LAP rates. Whether you need ₹5 Lakh or ₹50 Crore, we match you with the right lender for your needs.

  • tick-icon Loan Against Property starting at 8.5% p.a.
  • tick-icon Borrow up to 80% of property value
  • tick-icon Disbursal within 7-10 working days

Frequently Asked Questions About Loan Against Property

Can You Get a Loan Against Land Property?

Yes, you can apply for a loan against land property if it is owned, clear-titled, and located in an approved area. Both residential and commercial land are eligible, subject to valuation and bank policies. My Mudra helps you get quick loans against land at competitive interest rates.

What is the current loan against property interest rate?

Rates start from 9.00% p.a. for top banks. For example, HDFC loan against property interest rate begins at 9.00%, while IDFC First Bank home loan interest rate-linked LAP starts at 8.85%. However, the loan against property lowest interest rate majorly depends on type of property and borrower profile.

Can I apply for loan against property online?

Yes, you can apply for loan against property online with My Mudra. The process is simple, quick, and 100% paperless.

How do I know my eligibility?

Use our loan against property eligibility calculator to check instantly. Your income, CIBIL score, and property type will be evaluated.

Which is the best bank for loan against property?

The best bank for loan against property depends on your profile. My Mudra compares offers from banks like HDFC, ICICI, SBI, Kotak Mahindra, and more to help you choose the best bank for loan against property.

How do I get the cheapest loan against property?

You can secure the cheapest loan against property by maintaining a strong credit score, preparing complete documents, and comparing offers through My Mudra.

How much loan can I get against my property?

You can borrow up to 70–80% of your property’s market value depending on eligibility.

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Unlock your property's value for business, education, or personal needs with India's best Loan Against Property rates.

Loan Against Property

Contact Info

My Mudra Fincorp Limited
Second Floor, 17A/45, WEA, Karol Bagh,
New Delhi, Delhi 110005.

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