Your Property,Your Power: Apply for Loan Against Property at Lowest Interest Rate

Turn your property into instant funds! Access a quick loan against property starting at 8.5% p.a. from top banks and NBFCs, with up to 80% of your property’s market value available.

50,000+ Happy Customers

Join our growing family of satisfied customers

Hassle-Free Property Loans Online

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10k + Happy Customers

15,000+ Cr. Loans Disbursed

Wide Loan Amount Range (₹1 L – ₹50 Cr)

100% Online Process

Minimal Documentation

10k + Happy Customers

15,000+ Cr. Loans Disbursed

Wide Loan Amount Range (₹1 L – ₹50 Cr)

100% Online Process

Minimal Documentation

50,000+ Happy Customers

Join our growing family of satisfied customers

Why Choose Us for the Best
Loan Against Property

100% Digital Process:

Apply online and complete the journey. You don't have to visit the branch.

Lower Interest Rates:

Compare HDFC, Axis, IDFC, Tata Capital, and other banks for the lowest interest LAP.

Flexible Tenure:

Up to 20 years to suit your repayment ability.

Multi-Purpose Funding:

Use for business expansion, education, medical, weddings, debt consolidation, and more.

Quick Approval & Sanctions:

Receive offers in just a few steps.

Personalised Loan Matching:

Get offers tailored to your income, property type, and eligibility.

Get Your Loan Against Property in 3 Simple Steps with My Mudra

Register

Enter your mobile number to start your instant loan against property application process

Enter Your Details

Submit your information and preferred tenure.

Finalisation

Our dedicated team will reach out with the best options tailored for you

Once you finalise your loan against property application, the submitted documents are verified, and you have the disbursal directly to your account.

Simple & Transparent: Our Loan Against Property EMI Calculator for Quick Checks

Our simple-to-use loan against property EMI Calculator helps you plan your repayments and financial commitments. Just enter:

Loan Amount (₹1 L – ₹50 Cr)
Interest Rate
Tenure (18–48 months)

Try now to get the Monthly EMI, Total Interest & Total Payable instantly.

Loan Against Property Eligibility Criteria

Do you qualify for a loan against land property? Here’s the criteria:

Age: 21 to 65 years
Entity Type: Salaried or Self-employed
Nationality:You should be a resident of India
Revenue: Minimum ₹25,000 monthly
Property Ownership:You should have a clear and dispute-free property with valid ownership documents

Pro tip: Your CIBIL score should be 700+. These higher scores can help you get a loan against property at the lowest interest rate.

Documents Required for Quick LAP Approval

Do you qualify for a loan against land property? Here’s the criteria:

Aadhaar Card, PAN Card, and Voter ID
Utility Bill and Rent Agreement
Income Proof, Financial Statements, and Business Proof
Property Documents
Passport-sized Photograph

Got these ready?

Who Qualifies? – Your Property, Your Opportunity

Any person who holds property and meets the eligibility criteria. We finance the needs of:

Homeowners

People who want to utilise the value of their property without selling it.

New Businesses

Looking for funds to expand operations, upgrade equipment, or manage cash flow.

Manufacturers

Upgrade machinery or raw material stock with LAP.

Professionals

Doctors, lawyers, or consultants seeking capital to set up or grow their practice.

Parents & Students

Needing funds for higher education or overseas studies.

Families

Planning weddings, major life events, or handling large personal expenses.

Borrowers with Existing Loans

People who wish to consolidate high-interest debts into a single loan.

Medical Treatments

People requiring significant funds for healthcare expenses.

What Our Loan Against Property Customers Say

Riya, Textile Business Owner

Verified Customer

"I used My Mudra’s Loan Against Property to expand my textile business. The process was simple, and the team explained every step clearly. I was able to secure the funds within days."

Rohit Malhotra, Small Business Owner

Verified Customer

"I was initially worried about taking a big loan, but My Mudra made the process completely hassle-free. Their LAP loan gave me the funds I needed at competitive rates, and I didn’t have to sell my property"

Suresh Iyer, Proud Parent

Verified Customer

"I approached My Mudra for financial support for my daughter’s higher education. I was relieved to get a secured loan against land at a reasonable interest rate."

Rehan, Business Owner

Verified Customer

"The best part was the transparency. I knew the charges, interest rate, and tenure options right from the start. No hidden conditions, just straight solutions"

Current Loan Against Property Interest Rates (2025)

Loan Against Property interest rates in India start as low as 8.5% p.a. and can go up to 13.5% p.a., depending on the bank, property type, and borrower profile. At My Mudra, we help you compare and choose from leading banks like HDFC, ICICI, Axis, and Federal Bank to find the lowest interest rate for your LAP.

Best Bank for Loan Against Property in India

Choosing the right lender can save you lakhs in interest. Some of the best banks for Loan Against Property in 2025 include HDFC, ICICI, Axis, and Federal Bank — known for their competitive rates, faster processing, and flexible tenure.

Banks / NBFCs	Rate of Interest
Axis Bank	8.66% p.a
Bajaj Small Housing Finance	9% p.a
Federal Bank	8.50% p.a.
L&T	9.85% p.a.
ICICI HFC	9.90% p.a.
DCB Bank	9.75% p.a.
JANA Small Housing Finance	12% p.a.
CAPRI	13.50% p.a.
Chola Mandlam	12% p.a.