Get the Best Home Loan Rates for Your Dream Home
Make your dream home a reality with a home loan that suits you best. Apply for home loan online and enjoy instant approval home loan offers from India’s top banks.
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Low Interest Rates
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Easy Documentation
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100% Digital Process
Home Loan at Low Rates
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Home Loan EMI Calculator
Instant Approval Home Loans
A home loan is money you borrow from a bank or lender to help you buy, build, or fix up your house. Instead of paying the full cost at once, you pay it back slowly in monthly installments (EMIs) over several years.
Think of it as a way to own your dream home now and pay over time. The bank lends you most of the money you need, and you return it with a little extra (interest) as a fee for borrowing.
Example:
If your new home costs ₹50 lakh, you might pay ₹10 lakh yourself (down payment) and get ₹40 lakh as a home loan. You then repay the ₹40 lakh + interest over 20–30 years in small monthly payments.
Compare Home Loan Interest Rates
(July 2025)
| Bank Name | Interest Rate | CIBIL Score | Loan Tenure | UPTO AMOUNT |
|---|---|---|---|---|
| BAJAJ BANK | 7.45% p.a. onwards | 800+ | 30 Years | ₹10 LAC to ₹10 CR |
| HDFC BANK | 7.9% p.a. onwards | 790+ | 30 Years | ₹10 LAC to ₹10 CR |
| JIO CREDIT | 8.2% p.a. onwards | 760+ | 30 Years | ₹10 LAC to ₹100 CR |
| TATA CAPITAL | 7.99% p.a. onwards | 800+ | 30 Years | ₹5 LAC to ₹7.5 CR |
| ICICI BANK | 8.75% p.a. onwards | 800+ | 30 Years | ₹10 LAC to ₹10 CR |
| KOTAK | 8.2% p.a. onwards | 790+ | 30 Years | ₹10 LAC to ₹10 CR |
| IIFL | 9.25% p.a. onwards | 750+ | 25 Years | ₹10 LAC to ₹2 CR |
| IDFC First Bank | 8.85% p.a. onwards | 790+ | 30 Years | ₹10 LAC to ₹10 CR |
| FEDERAL BANK | 9.15% p.a. onwards | 750+ | 30 Years | ₹10 LAC to ₹10 CR |
| PNB | 7.55% p.a. onwards | 750+ | 30 Years | ₹10 LAC to ₹10 CR |
| L&T | 8.65% p.a. onwards | 750+ | 30 Years | ₹10 LAC to ₹10 CR |
| BANK OF MAHARASHTRA | 7.35% p.a. onwards | 825+ | 30 Years | ₹10 LAC to ₹10 CR |
Disclaimer: Rates and charges are indicative and may vary based on your credit profile, property, and lender policies.
Who Can Apply for a Home Loan?
- Age: 21 – 65 years
- Income: ₹25,000/month and above
- Employment: Salaried, self-employed
- Credit Score: 650+ preferred
Tip: A higher credit score helps you get better home loan interest rates.
Documents Required for Home Loan
- Aadhaar & PAN Card
- Latest Salary Slips or ITR
- Bank Statements (6 months)
- Property Documents
- Passport-size Photograph
- Any existing loan detail
Upload online. Minimal paperwork.
What Our Happy Homeowners Say
Priya Sharma, Bangalore
Verified Customer"Got the best home loan rate without visiting multiple banks. Quick, easy and clear process!"
Rajeev Menon, Chennai
Verified CustomerMy Mudra’s EMI calculator helped us plan perfectly. The team made sure we got the best rate.
Sunita Jain, Delhi
Verified Customer"Applied online from home. Hassle-free approval and great support throughout."
Sandeep Gupta, Pune
Verified Customer"We got a home improvement loan quickly to renovate our house. Highly recommended!"
Got Questions About Home Loans?
How do I check my home loan eligibility?
Use our eligibility checker to get instant results based on your income and property.
What is the average home loan interest rate in India?
Rates typically start around 8.40% and vary by lender and profile.
Can I apply for a home loan online?
Yes! Complete the entire process 100% online with us.
What documents are required for home loan?
Aadhaar, PAN, income proof, property papers, bank statements.
How can I get the best home loan rates?
Compare offers on our platform and choose the lender with the best rate and terms for you.
Ready to Own your Dream Home?
