Get HDFC Loan Against Property up to 65% of the Market Value with Attractive Interest Rates
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Apply through My Mudra and get fast approval on your HDFC LAP application without long waiting periods.
The entire process, from application to disbursal, is digital. Complete your application online and avoid branch visits at any stage of the process.
Once your application is approved, funds are credited directly to your account with no unnecessary delays.
My Mudra is an official partner of HDFC Bank, making it easier to apply for an HDFC Bank property loan with fully verified offers.
Get flexible and affordable loan against property offers from HDFC Bank according to your personal financial requirements. Check HDFC property loan details before applying.
Apply for HDFC LAP online and access high-value funds without liquidating your assets.
Use the HDFC loan against property EMI calculator to estimate your monthly repayment based on loan amount, interest rate, and tenure. The HDFC LAP loan calculator helps you plan your finances before you apply.
Check your HDFC loan against property eligibility before you apply:
Check your HDFC LAP eligibility instantly on our platform before submitting your application.
Submit the HDFC loan against property documents required digitally. Simply scan and upload.
As an official partner of HDFC Bank, My Mudra makes your borrowing journey easier. If you choose our platform for your HDFC LAP, you can get:
Apply online and get the best HDFC bank loan against property offers based on your eligibility.
Enter your mobile number and begin your HDFC LAP loan application instantly.
Receive your OTP and verify your identity securely.
Once you click on ‘Proceed’, you will be redirected to the official HDFC Bank website.
Provide the required details, your property information, and preferred loan tenure to complete your HDFC loan against property application.
Once you finalise your application, your submitted documents will be verified. Disbursal is processed directly to your bank account.
The loan against property rate of interest HDFC starts from 8.55% p.a. and varies based on:
The HDFC Bank loan against property interest rate begins from 8.55% p.a. The exact rates depend on your credit score, income, type of property, and your existing relationship with HDFC Bank. Applicants who have a credit score above 700 and a stable income usually qualify for the best HDFC LAP interest rate.
You can apply for HDFC Loan against property online at My Mudra. Enter your mobile number and verify your OTP. You will get redirected to the official HDFC Bank website to fill in your application form. The process is entirely digital, paperless, and only takes a few minutes to complete.
The important documents that are required for HDFC LAP include your identity proof, address proof, income proof and property documents. The process is 100% paperless and can be done online via our platform.
If you are aged between 18-70 years, you can be eligible for the HDFC LAP loan. Self-employed people and business owners can also apply on the basis of ITR, business details, and ownership of property. A credit score of 700+ is very important for strengthening your application. The HDFC Bank LAP interest rate may differ based on property type.
You can avail a HDFC LAP up to 65% of your property’s market value, subject to your financial profile. The final loan amount is calculated based on your documents, income, and the market value of the property that is being pledged.
HDFC LAP offers a repayment tenure of up to 15 years, so you can plan monthly EMIs with ease in the long term. Use the HDFC loan against property EMI calculator available on our platform to determine a tenure that suits you the best in terms of your repayment capacity.
Yes, self-employed people and business owners can apply for HDFC Loan against property. Eligibility is evaluated based on ITR, business vintage, income stability, and the type of property owned. My Mudra makes the process easy and well-guided, even for non-salaried applicants with different income structures.
My Mudra is an authorized partner of HDFC Bank. Loan approval, interest rates, loan amount, and disbursal are subject to HDFC Bank’s eligibility criteria and terms and conditions. My Mudra facilitates the loan application process and redirects users to the official HDFC Bank website for final application and approval.
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