Collateral Free


10.25%* R.O.I.


Minimal Documentation

What is HDFC Bank
Personal Loan?

HDFC Bank is one of the private banks of India which has been updating its services to make financial services easier for people. The Bank has a wide portfolio of financial services and has been helping people. Interested borrowers can apply for a personal loan online and get it approved and disbursed within a day.

HDFC Personal Loan apply through their portal with the lowest interest rate. The Bank provides personal loans at an interest rate starting from 10.25% P.A., a person needs to upload documents like KYC Documents, Income Proof, employment proof, etc.

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What is HDFC Bank Personal Loan?

HDFC Bank Personal
Loan Eligibility Criteria

HDFC bank personal loan apply online if you are passing the eligibility criteria mentioned below.

  1. Credit Score: The credit score required for a personal loan should be above 650.

  2. KYC Documents: Submit documents like Aadhar Card, PAN Card, Ration Card, etc.

  3. Age: The age of the borrower should be between 21 years - 68 years

  4. Monthly Income: Your monthly income should be above Rs.20,000

  5. Tenure: The period of the loan is between 5-7 years.

Documents Required for HDFC Personal Loan

You require the following documents to apply for an HDFC personal loan. 

1. Identity proof

2. Address proof

3. Bank statement of previous 3 months

4. Passbook of previous 6 months

5. Two latest salary slips/current dated salary certificates with the latest Form 16

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HDFC Bank Personal Loan Eligibility Criteria


1. Online loan apply personal loan by visiting the official website of HDFC Bank.

2. Get your documentation complete within hours 

3. Apply for a personal loan online for instant approval over your mail.

4. The loan shall be disbursed to your account.

5. You can track the status of your Personal Loan through the portal.

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HDFC Bank Personal Loan EMI Calculator

Loan Amount



Interest Rate in %


Your Monthly loan emi Rs:23,537

Monthly amount paid to your loan provider

Interest rate in %

Total Payble Amount


your loan details as specified by you

Loan Amount
Interest Rate

Frequently Asked Questions on
HDFC Bank Personal Loan

What is HDFC Bank Personal Loan?

HDFC Bank Personal Loan is a financial product that allows you to borrow a specific amount of money for various purposes, such as medical expenses, home renovation, travel, or debt consolidation. It is an unsecured loan, which means you don't need to provide collateral to secure it.

How can I apply for an HDFC Bank Personal Loan?

You can apply for an HDFC Bank Personal Loan online through the bank's official website or by visiting a branch. You will need to provide your personal and financial details, including income proof, identity proof, and address proof. The bank will then assess your eligibility and creditworthiness before approving the loan.

What is the eligibility criteria for HDFC Bank Personal Loan?

Eligibility criteria for HDFC Personal Loan may vary, but common requirements include a minimum age of 21 years, a stable source of income, and a good credit score. The bank will also consider your existing financial commitments when determining your eligibility.

How long does it take for HDFC Bank to disburse the loan amount?

HDFC Personal Loan Apply and the bank typically disburses the loan amount within a few working days after approval, provided all required documentation is in order. The time frame may vary depending on the complexity of your application and the bank's internal processes.

What is the interest rate for HDFC Bank Personal Loans?

HDFC Bank Personal Loan interest rates can vary based on factors such as the loan amount, tenure, and your creditworthiness. It's advisable to check the current interest rates on the bank's website or contact the bank directly for the most up-to-date information. Interest rates may also be subject to change over time due to market conditions.