No Collateral


Interest rate starting from 10.49%


Less Documentation

What is Axis Bank
Personal Loan?

Axis Bank, one of the leading banks in India is providing you with the best personal loan at least interest rate. A person who is facing financial difficulties can apply for the personal loan and get it approved in no time with less documentation. So what more are you looking for? Axis Bank personal loan has the best offer for you. 

Axis Bank is making it easy for people to apply for the personal loan. They have a technology-enabled portal that ensures that personal loan becomes a cakewalk for the people. You can directly upload the documents on the portal and get the soft approval of a personal loan on your registered email ID. The person will get the loan disbursed easily in no time.

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What is Axis Bank Personal Loan?

Eligibility Criteria for
Axis Bank Personal Loan

The eligibility criteria for the Axis Bank Personal Loan are stated below:

1. CIBIL Score: Check the credit history of your finances, you must have a credit score of more than 700 to qualify for a personal loan at a low-interest rate.

2. Age: 21 years - 68 years

3. Employment Status: Borrower must be employed for at least 2-5 years or you must have been a running business for 2-5 years.

4. Monthly Income: Rs. 20,000

5. Tenure: The time period of the loan is between 5-7 years.

Documents Required for Axis Bank Personal Loan

1. KYC Documents

2. Date of Birth

3. Income Proof

4. Passbook / Banking Statements

5. Salary slips

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Eligibility Criteria for Axis Bank Personal Loan

How to Apply for Axis
Bank Personal Loan?

Applying for the Axis Bank Personal Loan is quite easy and hassle-free. Mentioned below are the steps that need to be followed to apply for a personal loan through Axis Bank.

1. Apply Online by registering yourself on the website. Fill in your complete information and then proceed. 

2. Upload the necessary documents and then click on submit.

3. Your profile shall be evaluated and then you shall have a quick call from the Axis Bank.

4. Get instant approval of the Personal Loan.

5. Provide the bank with pending documents (if any) as soon as possible.

6. Get instant disbursal of the Axis Bank Personal Loan.

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How to Apply for Axis Bank Personal Loan?

Fees and Charges for Axis Bank Personal Loan

Fixed-Rate Loan

1-year MCLR

Spread over 1 Year

Effective ROI


Personal loan


4.65%- 13.65%


No reset

Axis Bank Personal Loan EMI Calculator

Loan Amount



Interest Rate in %


Your Monthly loan emi Rs:23,537

Monthly amount paid to your loan provider

Interest rate in %

Total Payble Amount


your loan details as specified by you

Loan Amount
Interest Rate

Frequently Asked Questions on
Axis Bank Personal Loan

What is the eligibility criteria for Axis Bank Personal Loan?

To be eligible for an Axis Bank Personal Loan, you should be a salaried individual aged between 21 and 60 years. You must have a stable income, a good credit score, and meet the bank's specific criteria. The eligibility criteria may vary based on the applicant's profile and the loan amount.

What is the maximum loan amount one can avail through Axis Bank Personal Loan?

The maximum loan amount for an Axis Bank Personal Loan depends on various factors such as your income, creditworthiness, and other financial parameters. Generally, Axis Bank offers personal loans ranging from Rs. 50,000 to Rs. 15 lakhs. The final amount approved is subject to the bank's discretion.

What is the interest rate for Axis Bank Personal Loan?

Axis Bank offers personal loans at competitive interest rates. The interest rate is determined based on factors like your credit score, loan amount, tenure, and the bank's policies. As interest rates can change, it's advisable to check with the bank for the most current rates at the time of application.

How long does it take for Axis Bank to approve a Personal Loan?

The approval time for an Axis Bank Personal Loan can vary depending on the completeness of your documentation, verification processes, and the overall application volume. Generally, Axis Bank aims to provide quick approval, and in many cases, you may receive approval within a few working days if all required documents are in order.

What are the prepayment charges for Axis Bank Personal Loan?

Axis Bank may charge prepayment or foreclosure charges if you decide to repay the personal loan before the completion of the agreed-upon tenure. The prepayment charges can vary, and it's advisable to check the specific terms and conditions at the time of applying for the loan. Some loans may have no prepayment charges after a certain period, so it's essential to be aware of the details.