Q1. What is a travel loan?

Ans. A travel loan in India is mainly a personal loan for travel purposes. It covers all the travel-related expenses such as tickets, transport, accommodation, sightseeing, and more. You can enjoy the freedom of exploring the world and paying later in EMIs.

Q2. What are the eligibility criteria for a travel loan?

Ans. The eligibility criteria for the holiday loan mainly includes Age- The applicant's age has to be between 23 years to 65 years. Employment- The applicant should be a salaried employee or a self-employed individual. CIBIL Score- The applicant should have a score of at least 750 and above on the Cibil report. Monthly Salary-The applicant should have a minimum 22,000 salary on the basis of their city.

Q3. What is the interest rate on My Mudra travel loan?

Ans. My Mudra can give vacation loans at the lowest rate of interest, at 10.50% p.a.

Q4. Do I need any collateral to apply for a holiday loan online?

Ans. My Mudra does not need any collateral to approve a holiday loan online.

Q5. What is the tenure for a travel loan?

Ans. The tenure for a travel loan falls between 2 to 6 months. You can choose a repayment period based on your financial situation and repayment capacity.

Easy Travel Loan

Get Instant Money for your Vacation Plans — Apply for a Travel Loan Today

Apply for Travel Loan

Quick, digital & hassle-free

By submitting, you agree to our .

Secure

Trusted

10k+ Users

Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.

Turn your traveling dreams into reality with our specialised holiday loan solutions. No more stress - get a travel loan now with My Mudra, and visit your dream destination.

Quick Disbursals

Attractive Interest Rates

Flexible Repayment Options

Last Updated: 24-04-2026

Trusted Nationwide

4.5

+12%

10K

Customers

Active users

+5%

70+

Banks

Partner banks

+8%

170

Branches

Nationwide

Holiday Loan EMI Calculator

Loan Details

Loan Amount

₹

₹1,000₹1,000,000

Interest Rate

1%50%

Tenure

months

6 months180 months

Results

Monthly EMI

₹23537

Total Payable

₹564882

Interest Amount

₹64882

11.5%

Quick Guide

What is a Travel Loan?

A travel loan, a holiday loan, or a vacation loan is a personal loan designed to cover travel-related expenses such as airfare, accommodation, sightseeing, travel insurance, and more. Unlike traditional loans, a travel loan is unsecured, requires minimal documentation, and offers quick approval and disbursal, making it perfect for both planned and last-minute trips.

You can plan a family vacation, a solo adventure, or an international holiday. My Mudra's loan for travel is designed to give you instant access to funds, flexible repayment options, and competitive rates — so you can focus on your journey, not your finances.

Features & Benefits of My Mudra Travel Loan

Loan Amount

Avail up to ₹40 lakh for your travel plans, depending on your income and requirements for vacation loan.

Simple Online Process

How to Apply for a Holiday Loan with My Mudra

Getting a travel loan is quick and hassle-free. Just follow these simple steps:

Leading Banks & NBFCs Offering Travel Loans in India

Several top banks and NBFCs offer travel loans in India with competitive interest rates, flexible tenures, and instant approval. Here's a comparison of major lenders:

*Interest rates and fees as of 2025; actual rates may vary by applicant profile and lender policies.

Bank/NBFC	Interest Rate (p.a.)	Loan Amount	Tenure	Special Features

Who Can Apply for a Travel Loan Online in India?

Anyone meeting the eligibility criteria can apply for a travel loan online in India — whether you’re a salaried employee, self-employed professional, or entrepreneur, you can still apply if your income is steady.

What Can You Use a Travel Loan For?

Domestic and International Trips

Why Choose My Mudra for Your Travel Loan?

At My Mudra, we make borrowing easy, fast, and transparent. Here's why we're the preferred choice:

Instant Approval & Disbursal: Apply for a travel loan online and get approval within minutes. Funds are credited within hours.
Competitive Travel Loan Interest Rate: We offer some of the lowest travel loan interest rates in India, starting from 10.50% p.a.
Flexible Repayment Options: Customize your repayment tenure with EMIs that fit your budget.
No Collateral Required: All My Mudra travel loans in India are unsecured, no assets required.
Minimal Documentation: Enjoy a quick and easy digital application process with basic KYC and income proof.
All-Inclusive Funding: Use your holiday loan for domestic or international trips, covering everything from flights and hotels to shopping and sightseeing.
24/7 Application Support: Apply anytime, anywhere through our secure online portal.
Dedicated Customer Support: Our experts guide you through every step of the process.

Travel Loan Interest Rate Comparison

Lowest rates: IndusInd Bank (10.49%), IDFC Bank (10.70%), ICICI Bank (10.85%).
Flexible tenures: Up to 84 months (Axis Bank).
High loan amounts: Up to ₹50 lakh (ICICI Bank), ₹40 lakh (HDFC, Axis).
Instant approval: Most banks now offer digital, paperless applications and instant approval/disbursal for eligible profiles.

Pro Tip: To secure the best rate, maintain a strong credit score, stable income, and compare offers from multiple lenders.

How to Use the Travel Loan EMI Calculator?

Our travel loan EMI calculator helps you plan your repayments easily. Just enter your desired loan amount, preferred tenure, and travel loan interest rate to view your monthly EMI and total repayment amount instantly. This helps you choose a plan that fits your budget and travel goals, so you need not check your pockets when on holiday.

Frequently Asked Questions

Travel Loan

Ready to Explore the World? Apply for Your Travel Loan Online with My Mudra!

Travel now and pay later. Don't let finances hold you back from your dream vacation. Get instant approval and start packing for your next adventure.

With transparent terms, competitive rates, and a seamless digital process, My Mudra is your trusted partner for all travel loans in India. Apply for your travel loan online with My Mudra today.

Apply for Travel Loan

Travel Stories

Hear fromour Travel Loan Customers

See how My Mudra has helped travelers explore the world without financial stress.

Priya S.

Verified Customer • Mumbai

Pan India Presence

Serving Holiday Loan Across India

Directly assisting you in all major cities with instant holiday loan tailored for your growth.

New Delhi

Maharashtra

West Bengal

Tamil Nadu

Karnataka

Telangana

Odisha

Rajasthan

Bihar

Uttar Pradesh

Punjab

Madhya Pradesh

50k+

Join 50,000+ happy customers served across India

HDFC Bank	10.90%–25%	Up to ₹40 lakh	Up to 60 months	Instant funds, insurance cover, flexible tenure
ICICI Bank	10.85%–16.65%	₹50,000–₹50 lakh	12–72 months	Instant approval, multiple application channels
Axis Bank	11.25% onwards	₹50,000–₹40 lakh	12–84 months	Quick disbursal, EMI calculator, pan-India access
IndusInd Bank	10.49% onwards	Up to ₹5 lakh	Up to 72 months	100% paperless, instant approval
IDFC First Bank	10.70% onwards	Up to ₹10 lakh	Up to 60 months	Instant online process, extended tenure

Get Instant Money for your Vacation Plans — Apply for a Travel Loan Today

Apply for Travel Loan

Apply for Travel Loan

Holiday Loan EMI Calculator

Loan Details

Results

What is a Travel Loan?

Features & Benefits of My Mudra Travel Loan

Loan Amount

How to Apply for a Holiday Loan with My Mudra

Leading Banks & NBFCs Offering Travel Loans in India

Who Can Apply for a Travel Loan Online in India?

What Can You Use a Travel Loan For?

Domestic and International Trips

Why Choose My Mudra for Your Travel Loan?

Travel Loan Interest Rate Comparison

How to Use the Travel Loan EMI Calculator?

Frequently Asked Questions

What is a travel loan?

Can I get an instant travel loan online in India?

What is the travel loan interest rate in India?

How can I use a travel loan EMI calculator?

Can I get a travel loan for an international holiday trip?

Ready to Explore the World? Apply for Your Travel Loan Online with My Mudra!

Hear fromour Travel Loan Customers

Priya S.

Serving Holiday Loan Across India

New Delhi

Maharashtra

West Bengal

Tamil Nadu

Karnataka

Telangana

Odisha

Rajasthan

Bihar

Uttar Pradesh

Punjab

Madhya Pradesh

Tenure

Transparent Process

24/7 Application

Dedicated Support

Eligibility Criteria for Travel Loan

Step 1

Step 2

Step 3

Step 4

Step 5

Family Vacations

Business Travel

Honeymoon Packages

Group Tours

Adventure Holidays

Pilgrimages and Religious Tours

Last-Minute Bookings

Travel Insurance and Visa Fees

Shopping, Dining, and Local Experiences

Rahul M.

Anjali T.

Vikram S.